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Category: The West Australian

Rough ride ahead for property markets as pandemic bites

Bruce Brammall, The West Australian, 6 April, 2019   What does the perfect storm for a property crash look like? Open your eyes and look around you. This is it. Granted, you probably can only see the same four walls you’ve been staring at for weeks, or your partner and kids, if you can still […]

What to do in super slide

Bruce Brammall, The West Australian, 23 March, 2019 There’s something far more deadly than Coronavirus. The heart attack waiting for you if you check your super fund balance. The market’s collapse is far worse than Covid-19’s damage to date. Markets are forward-looking beasts. And they’re pricing in pandemonium. Shares are down more than 30 per […]

Sit patiently with paper poised and ready to wipe floor

Bruce Brammall, The West Australian, 9 March, 2019 Mrs DebtMan and I backed the truck up to the bank a few years ago, borrowed until our noses bled, and renovated the house. We got a couple of bedrooms, a bathroom and a hangout upstairs for the kids and more space for all downstairs. But I’m […]

What’s your exit strategy

  Bruce Brammall, The West Australian, 24 February, 2019 When a grenade went off in a mate’s life four years ago, I was close enough to take some of the shrapnel. Quite a bit, actually. Being a friend, as his house was imploding around him, while dodging debris myself, I tried as much as I […]

Great first-home con job

Bruce Brammall, The West Australian, 10 February, 2019   I issued the challenge years ago. “Show me a do-gooder government package aimed at first home buyers that hasn’t actually made it harder for them.” Every time a government weighs in, they cock it up. All of the good intentions in the world lead only to […]

Insure against pain

Bruce Brammall, The West Australian, 27 January, 2019 “What do you mean I don’t have life insurance? I had over $1 million worth! I’ve got four young kids! What happened to it?” I was delivering bad news to Michael, after researching his super and insurances. Sadly, Michael explained, he was too busy as primary caregiver […]

It’s time to be financially resolute

Bruce Brammall, The West Australian, 4 January, 2019 New Year’s Eve is a stupid time to make resolutions. Don’t add to an often underwhelming night with a promise you’ll have forgotten in two days. Should we really be making life-changing decisions at a time when we wouldn’t legally be allowed behind the wheel of a […]

Investment Santa delivers early present

Bruce Brammall, The West Australian, 21 December, 2019 Christmas is only a “Ho, Ho, Ho” away and I hope there are plenty of goodies under the tree for you. But this week, call me “Investment Santa” … I want to give you one present to unwrap early. Right now, actually. Here it is: Turn on […]

From cradle to the grave: How age and pain alter your risk profile

Bruce Brammall, The West Australian, 9 December, 2019 I’ve got a mate called Dan. Dan is generally pretty funny, very dry. Most of the time, I laugh “with” him. Sometimes, he knows, it’s “at”. Dan reckons, when it comes to investing, your “risk tolerance” is something you were born with. It’s in your DNA. And […]

Loans get easier but it pays to play hardball

  Bruce Brammall, The West Australian, 25 November, 2019 Hey, if banks needed to “phone a friend” right now, do you reckon anyone would take the call? They’re stinking more than a car full of teenage boys after a half-day basketball camp. It feels like at least one major financial institution a day is getting charged, […]