There are some things in life I simply won’t do. There is an equal amount Mrs DebtMan also refuses to lift a finger on. Sometimes, this is simply demarcation. Lines have developed over the years. She won’t do some things because she knows I will, or she insists that it’s my job. And, equally, in […]
Is it possible to hold too much cash? If that sounds crazy, like a trick question, that’s because it is. And, therefore, the answer is the opposite of what you would believe it to be. Yes, it is possible to hold too much cash. Sure, we all love the folding stuff. The more you have […]
SUMMARY: Here’s the detail on the pain of the new transition to retirement pension tax. There’s no one killer punch in the Coalition’s super shakeup – it’s a combination of blows that could bring many great strategies to the canvass. The reductions of concessional contributions to $25,000 and non-concessional contributions to $500,000, added to the […]
Everyone loves a bargain. Something cheaper than it was a little while ago, or a bonus thrown into the purchase. End of year stocktake sales, flights outside of holiday peaks, end-of-line specials on cars, supermarket meat on a Sunday afternoon, shoe and suit sales … Me? Easy. Happy hours. Stamp in passport, basic beach bar, […]
Don’t know about you, but I’ve got flashbacks to the 70s. Specifically, of Bruce Banner: “Don’t make me angry. You wouldn’t like me when I’m angry.” The Incredible Hulk is the ultimate in “pissed off”. From gentle scientist to brute-force killing machine in seconds. Potentially, just because the wheel nut slipped when changing the tyre […]
Walk away. No winners here. Not even interesting conversation. Just the painful sound of your head banging against a brick wall. When it comes to investing, this affliction is most prevalent in the debate of “shares versus property”. People are often set on one, or the other. Sometimes, you could show facts being relied on […]
Remember Tony “Plugger” Lockett? The former Saint who took my Swans to the 1996 grand final … the result of which is a little less raw because of 2005 and 2012. Legend. Sausage roll count of 1360. Kicked 100-plus six times, Brownlow medallist, four-time Coleman medal winner. But my admiration for Lockett occurred before he […]
Forget the phoney election “class warfare” grabbing the headlines, with Billy claiming this and Malcolm claiming that. There’s a bigger, more important, war erupting. Generational warfare. An economic one. And your side, like many a child’s football team, was decided at birth. The year of your birth is your battle line. Falling interest rates mean […]
Nobody predicted the scale of last week’s changes to superannuation. It was a big-bang, 8.7-on-the-Richter-scale, once-in-a-decade, event. While almost all of the changes had been floated, that all of them would be done at once … mindblowing. The wealthy will have gritted teeth. Those with seriously large superannuation funds will get whacked. But will it […]
Finances go backwards occasionally. Precious few could say it’s never happened to them. Sometimes it’s because markets are imploding. Stock and/or property markets occasionally tank, temporarily at least flushing possibly considerable wealth down the s-bend. Other times, it’s because we’re out of work. It’s understandably difficult to move forward with no income and nothing to […]
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