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Category: The Australian

Investing year suddenly soared like an eagle

The Australian Bruce Brammall, The Australian, 31 December, 2023 Anyone who’s ever played sport will remember a time you had a shocker, but then played just well enough at the end to bring you back next week. The rest of your game stunk up the joint. For three quarters, you were, objectively, awful. You let […]

Maximise your returns with simple strategies

Bruce Brammall, The Australian, 7 January, 2024 “What should I invest in to get the best returns?” Financial advisers get this question a fair bit. And it can be a frustrating one, depending on the frame of mind of the person asking the question. As with more broadly in life, some people ask experts questions […]

Relax knowing all the hard work is done – or is it?

Bruce Brammall, The Australian, 24 December, 2023 The last week before Christmas can be a tough one to get through – mentally and physically draining. It seemed like everyone I spoke to was falling over the line, just trying to get through to today, Christmas Eve. Sure, some jobs can be fairly cruisey heading into […]

Understand the right time frame to invest wisely

Bruce Brammall, The Australian, 17 December, 2023 Dateline: Christmas party at a mate’s house. I knew the hosts and maybe two other guests. Everyone else I was meeting for the first time. You just talk about “stuff” standing around a barbeque with strangers, don’t you? How someone knows the hosts, about their own kids, what […]

Learn the rules to get more out of your nest egg

Bruce Brammall, The Australian, 12 November, 2023 Whenever you decide that you like something enough to want to become really good at it, what do you do? You study it. You find out what the real point of it is. You listen to the experts. You find out what separates the great from the good. […]

Have enough for retirement? It’s never too late

Bruce Brammall, The Australian, 1 October, 2023 There’s no hard and fast date for when the “retirement” question smacks you in the face. For most, it tends to happen some time in your 50s. I’m talking about those first, usually panicked, thoughts about what your retirement is actually going to look like. Have I done […]

Investing is a minefield – but you can succeed

Bruce Brammall, The Australian, 10 September, 2023 One of three things tends to get blamed for stopping us getting through all the important things we want to achieve in life. The things we blame are time, money and energy. If only we had more of these, the whole to-do list would get done. But you […]

The super game is better played as a team of two

Bruce Brammall, The Australian, 30 July, 2023 Superannuation is usually seen as an individual’s life-long struggle to work the odds, to create their best retirement. But if you’re part of a couple, continuing to play the super game as a single means you’re probably missing opportunities. You don’t know, or haven’t read, the rules properly. […]

The super game is better played as a team of two

Bruce Brammall, The Australian, 30 July, 2023 Superannuation is usually seen as an individual’s life-long struggle to work the odds, to create their best retirement. But if you’re part of a couple, continuing to play the super game as a single means you’re probably missing opportunities. You don’t know, or haven’t read, the rules properly. […]

How “mortgage prisoners” can taste freedom

Bruce Brammall, The Australian, 23 July, 2023 Life would be so much easier if history read a little more like “An Idiot’s Guide to the Future”. Arguably it should. I mean, how many different variations of “mistakes” and “stupid” and “avoidable errors” can life hold? Homeowners would certainly love a reliable playbook to deal with […]