You don’t need money! You need a mindset! One big cup of concrete to harden up, mixed with another cup of one of those sandshoe slogans. About doing it, just. Michelle Bridges famously added an expletive into it. Cue Eye of the Tiger from Rocky III:“… just a man and his will to survive.” You […]
Well, it’s your money. When do you think you should start caring about it? Your answer should be “now”. Followed by: “Okay, so what do I do next?” Australians, on average, couldn’t give a toss about super. I blame Government. Firstly, they’ve never run a public education campaign, despite making super mandatory. And secondly, they […]
Are you talking about a little inflation? Paying a bit extra each year to buy the groceries? The cost of fueling up the car jumping a few bucks? Bah! They’re the least of Gen X’s spending concerns. When it comes to rising living costs, we’ve got far bigger pressures smashing our finances every day. Like […]
OUCH! Cupid’s arrow, right in my soft spot. Ain’t nothing quite like property to get me all steamy. My first true investment love was property. Oh, when the light finally dawned for me, I was besotted. Since then, it’s been an ongoing, […]
Cue Bryan Adams: “It was the summer of ’69”. Dad was a journalist. Mum was a nurse. They’d been married a year. Awww, shucks. Super special times for them, I’m guessing, given I wasn’t on the scene yet. It was a time of “Free love”, the Vietnam War and … a nickel mining boom. My […]
ABBA was far more cluey when they sang that “Money, money, money, must be funny, in a rich man’s world” than the cheesy lyric suggested. People spend infinitely more time stressing about money than they do laughing about it. My guess is a ratio of 99 to 1 per cent. Billionaires stress about money – […]
“Get your cheap investment debt here!” When said like that, it almost sounds alluring, like “shoe sale”, or “golf club clearance”. But the cost of borrowing money for investment isn’t the most important factor in whether you should or not. It’s well down the list of the “rules for gearing”. First: You only ever gear […]
How bad? The “accidental” extra two shouts because you got stonkered at the pub? The $300 to replace the washing machine motor that crapped out? Replacing the couch that spontaneously combusted? (Hmm, maybe it was those candles.) Or replacing your car, which has been towed one too many times? Unexpected expenses? No such thing. […]
“Come closer, my sweet. I only share the following with special people. I have a crystal ball that tells the future of investment! If you become a client, I will share its secrets with you!” Sounds like codswallop? Would you believe that if someone said that to your face? Would you guffaw and walk off? […]
These “battle of the sexes” questions are brutal. Deadly – no winners. Answer one way, you’re fanning stereotypes. Answer the other and you’re sexist. And both answers will get me in deep with Mrs DebtMan. Hiding to nothing. So, gulp, I’ll just go with honesty and hope I get to keep some arms and legs. […]
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