Do your belts up a little tighter readers, or I might just shock the pants off you. Gen Xers need to do both. Shock! Horror! Neither is hands-down better than the other. They’re different. At our age, from our late 30s and 40s, we need to build our investments in both vehicles. While Xers can’t […]
A time machine, no question. And if it looked like Marty McFly’s DeLorean, awesome! I really just need to get a few hours into the future. Find out the next few long-odds winners at Doomben, then punt enough to shake the knees of a few bookies. But until I find a working time machine […]
Is having a colleague throw something at my head, with a question, advice? “Hey, wanna read this?” That’s sort of advice, isn’t it? Anyway, that something was a book, which sat untouched beside my bed for months. Eventually, on a day off, I read it. It was about property investment. It explained, simply, how […]
Big businesses constantly assess their balance sheets. They are always tinkering with what to keep on balance sheet. And what to bugger off it. Often, they will conclude to sell assets, such as property they own outright, and rent instead. Selling property frees up capital for business investment, and introduces a tax-deductible cost in rent. […]
Generation X is often accused of being fatalistic about superannuation. Many believe it will be hoovered up by government taxes, crash before they receive it, or taken by frauds. But they’re not acceptable excuses for taking a bad attitude to super. Most importantly, Xers need to understand that super is our money, we just can’t […]
We’ve got it. We don’t use it much. And with respect, health insurers make their story a hard one to sell. The insurers’ premiums go up by multiples of inflation every year, approved by governments, who use penalties to try to force many to take it out. That is, we get shoehorned in by governments […]
Cripes, the first two tips are easy, if drastic. Don’t partner up. And definitely don’t have children. The energy company must hate it when I’m home. Lights get turned off and doors get closed. I’m the only person who seems to know how to do either. It’s a full-time job. […]
From inception. In the womb, my DebtKids were played Money, Money by Grateful Dead, Barrett Strong’s Money (That’s What I Want) and Billionaire by Travie McCoy. There was a money mobile over their cots, and were wrapped in to their snuggly quilts featuring $100 notes. Their first soft toy was “Maisy […]
Is beer a grocery item? If so, easy. I’m done! No, damnit! Why should I be the only one in the house to suffer? Let’s share the pain around. Maybe even more slanted to the DebtKids, as they are non-contributing leaches. (Too harsh?) I have a bigger problem many dads will understand. The only […]
Peer-to-peer lending? If it involves lending to friends and family … are you freakin’ serious! Nothing but horror stories. P2P lending isn’t that. It’s lending to randoms. Via the internet. No emotion. The Terminator. They don’t know who you are. You don’t know who they are. You can’t […]
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