PORTFOLIO POINT: Sticky fingers reaching for the super pie again? If it’s true, they’re after YOU. You might not think you are “fabulously wealthy”. But what is that anyway? We won’t know until the government defines it. But be under no misapprehension that if the government is going to tinker with super taxes in this […]
PORTFOLIO POINT: Question overload at this week’s Eureka Report SMSF property webcast. Here’s a collection that time didn’t allow us to get to The well of interest in property in SMSFs is certainly deepening. It’s partly low interest rates and the flatlining of property prices in most states for some years. Take into account inflation […]
PORTFOLIO POINT: Considering how to protect recent gains? Some trustees might benefit from a shift to a super pension. Stock markets seem to be getting choppy, following a largely stellar run since the middle of last year. After months of gradual rises, the last few weeks has seen daily movements turn jittery again. A big […]
PORTFOLIO POINT: New, and broader, penalties for naughty SMSF trustees arrive on July 1. Why is this a good thing Who’s been a naughty boy then? The arsenal available to the Tax Office to punish wayward self-managed super fund trustees is to be expanded. And the broader weaponry makes more sense. Dare I say it, […]
PORTFOLIO POINT: Adding a negatively geared property to your SMSF can provide an extremely low-tax environment, even for accumulation SMSFs. As SMSF trustees, we pride ourselves on our thirst for knowledge. And that includes tax. Superannuation is, after all, a vehicle that is primarily about tax-effective saving and income streams, for your retirement. That’s one […]
PORTFOLIO POINT: Watch out, Canberra. The army is growing. Annoy them at your peril in this election year. With due deference to Paul Hogan (who was talking about knives in the original Crocodile Dundee): “That’s not an army. THIS is an army!” If the nation’s political leaders are considering aggravating SMSF trustees, they might want to […]
PORTFOLIO POINT: Debt, as an investment tool, is staging a comeback. Here’s how trustees prepared to up the risk can potentially rebuild battered SMSF balances. Debt is roaring back onto the agenda for SMSFs, as a happy confluence of investment triggers push trustees into mindsets of considering more risk. Virtually zero real cash interest rates, […]
PORTFOLIO POINT: Are you targeting income or growth? And why? Here’s how tax impacts that choice in the longer term for SMSFs. The market’s on the move. It has been now for around eight months. And for those who have been invested, it’s made for a pleasant change. Over nearly five years of chaos on […]
PORTFOLIO POINT: Labor is planning a major tax slug for super members who are a little above average. If you’ve got $1 million in super, you must read this. I accept that I can be a bit of a cynical bugger. It becomes ingrained with a few decades of journalism under one’s belt. So I […]
PORTFOLIO POINT: Why you can’t leave planning your salary sacrifice to the last minute. Plus “Election 2013” – the super political promises have started. Concessional contributions are a fairly simple concept. There’s a limit you generally don’t want to go over. For the moment, that’s $25,000 for everyone who’s able to make contributions. (Let’s see […]
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