SUMMARY: Finish off the super year with care – getting your contributions right is critical. Contributions to super funds are rarely made by accident. But many accidents can happen when making contributions to super funds. There are only about 2.5 months to go […]
SUMMARY: Don’t risk being caught short on a transition to retirement strategy ahead of Budget 2016. Rarely has so much mud slinging on superannuation tax change occurred as it has this year. But, thankfully to date, so little that appears to have stuck. We’ve had talk of reduced contributions limits, lowering of income thresholds for […]
SUMMARY: Comminsure scandal should highlight the need for insurance for SMSFs members, not turn them off. Insurance industry scandals make the tough job of buying or selling insurance tougher – but DIY super trustees mustn’t use it to ignore their duties. The Comminsure earthquake is a disaster for the insurance industry. The aftershocks will continue […]
SUMMARY: Have SMSFs peaked? One big industry fund claims to be stealing SMSF business, but ATO statistics are not supportive. Are Australians “over” DIY super? Have we tired of the work involved in running our own super funds? Australian Super claims self-managed super fund trustees are waving a white flag and saying that it’s all […]
SUMMARY: SMSFs face greater restrictions in 2016 for borrowing to buy property. The banking regulator didn’t just bark a little in 2015. It bared its teeth and showed it knows how to bite hard. While we didn’t get to hear the bark of the Australian Prudential Regulation Authority because it was behind closed doors of […]
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, the odd threat, but little to no action. The lack of big changes in recent years has been welcome, given the turmoil of the […]
SUMMARY: Industry Super Australia is throwing mud at SMSFs. Hopefully it doesn’t stick, because it’s ridiculously inaccurate. All super lobby groups have a duty to protect their stakeholders. But Industry Super Australia’s latest attack on SMSFs is plain ignorant at best and deliberately misleading at worst. ISA’s report, called “Refocus” is a supplementary submission for […]
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the constant struggle to stay afloat is superceded by thoughts of creating real wealth. There is spare money left over, monthly, after life’s expenses are covered. […]
SUMMARY: Siren call of property is a Greek tragedy that is claiming far too many SMSF victims. Here’s how to save yourself. The single greatest threat to newbie self-managed super fund trustees continues to be geared property investment. It is a Greek tragedy. The luring song of the property spruiking sirens have been calling out […]
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the constant struggle to stay afloat is superceded by thoughts of creating real wealth. There is spare money left over, monthly, after life’s expenses are covered. […]
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