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Category: Debtman

Online shopping is booming, but what are the risks of buying financial products online?

Little known fact: I was the first ever victim of internet credit card fraud in Australia! Okay, not the first. But it was last century, which made it pretty early in the history of cyber crime. And it scared me off online purchasing for years. It was 1998 and I’d never bought anything over the […]

Paying your dumb debts first can save you thousands

I’m feeling an arctic breeze blowing through my world, but I can’t hear the “Happy Feet” tapping of penguins. I’m feeling a little vulnerable, a little skittish. Actually, I’m feeling a little like Tinkerbell. Peter Pan warned the kids that if Jane stopped believing in fairies, “Tink’s light’s gonna go out”. She’d just plain disappear. […]

Insurance: Most of us need some, but what and how much? Where do you start?

MOST of us need? Seriously. All Gen Xers need it! Like we need air. And Sunnyboy iceblocks on 40 deg day. Ask yourselves the following. Have you got a mortgage, kids, partner, debt or a job? Still breathing? The more of those you said “uh-huh” to, the more insurance you need. Unless you won lotto […]

Not everyone is cheering about interest rate cuts

Newton’s Third Law of Interest Rates: “For every cheer, someone sheds a tear.” I know, there’s no such thing. Sir Isaac was no economist (the dismal science). He was a physicist (something that deals in relative certainty). But you could convert all three of his laws of motion into equally accurate money rules. Most notably […]