PORTFOLIO POINT: The rumblings are getting louder that Wayne Swan will tinker with super again in next month’s Budget. So, here are nine things to consider doing now. Not that investors knew at the time, but this time last year we were about half-way through a market meltdown. This year, there are other things for […]
PORTFOLIO POINT: Super fund members and trustees will face a barrage of offers to help rebuild their battered super balances. Some will be product based, others strategy based. Here’s one strategy worth considering. There’s more than one way to skin a cat. And as super fund members and trustees prepare for a long slog trying […]
PORTFOLIO POINT: Tighter legislation of our now 400,000-plus DIY funds is on the way. Just don’t expect it to be rushed. However, minimum balance requirements are off the agenda. That DIY super hasn’t had the “new government treatment” so far does not mean that Superannuation Minister Senator Nick Sherry isn’t ready to pounce and rewrite […]
PORTFOLIO POINT: The great super fund property opportunity has yet to materialise. But falling property prices and maturing infrastructure could get super funds and gearing dancing soon. When the twin “super tsunamis” were unleashed in 2007, it was accepted that it would be some time before their full impact would be seen. Simpler Super made […]
PORTFOLIO POINT: Don’t surrender to the gloom – super is a superior retirement savings vehicle. Here are some other super investment options to consider. There appears a real danger that Australians are going to give up on superannuation as a preferred wealth creation vehicle. A survey released this week shows disturbing pessimism. The number of […]
The fallout for the superannuation industry from the calamitous state of investment markets to the end of 2008 continues to worry everyone. The nails of officialdom are being chewed to the bit. In recent weeks, we’ve seen the government consider suspending rules about minimum pension drawdowns, to allow people to protect how much money they […]
PORTFOLIO POINT: If you’re worried about your funds’ income, listen up. The next couple of months are going to bring some shocks. If 2008 was a “nightmare for capital”, the sequel in 2009 could well be a “black hole for income”. With the way the investment stars are lining up, this seems to be increasingly […]
PORTFOLIO POINT: Feeling spooked about how 2008 will affect your super fund pension? Research shows panic risk reduction is exactly the wrong reaction. A general levy of concern, if not pity, is held for those who were forced to start a super fund pension ahead of last year’s global investment markets rout. Could there have […]
PORTFOLIO POINT: Super fund investors will happily ring in 2009. And they won’t be shedding a tear for the departure of 2008. In the worst kind of way, 2008 will have been a life-changing year for many super fund members and trustees. There are many investors who have lost so much money in the last […]
The unconstrained growth of self-managed super funds is about to come to a stunning, but natural, end, according to respected research group Rice Warner Actuaries. The prediction follows a period of a phenomenal numerical increase, which has seen the number of SMSFs surge toward the 400,000 mark, and which may simply imply a return to […]
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