PORTFOLIO POINT: In your 50s? Looking to expand your asset base? Should it be inside, or outside, your SMSF? Read this before you make any further investments. A lawyer colleague made a considered, but seemingly throwaway, line in a meeting a few years ago. He said that “Anyone in their 50s with a SMSF should […]
Say to yourself: “Cool! One million down, one million to go”. On its own, it’s not retirement material for a Gen Xer. Or, at least it shouldn’t be. A million bucks ain’t what it used to be. While it’s not a bad start, Xers should be aiming higher than that. (And, funny, this is the […]
PORTFOLIO POINT: What!? A no-interest loan to your SMSF? Maybe, but don’t rush in just yet. For now, just watch this space. Sometimes regulators work in mysterious ways. Very mysterious ways. There is a bit of a buzz in the upper echelons of the world of SMSF professionals in regards to some recent utterings from […]
PORTFOLIO POINT: Time to check your salary sacrifice contributions – before you bust out of your limits. The vast majority of Australians don’t think too hard about their super contributions. They show up for work, they get paid, and an extra 9% gets sloshed into their super funds. But for anyone who does actively manage […]
PORTFOLIO POINT: Twice in a year? Another enemy of superannuation must be declared. Sometimes, “research” adds to debate, because of the inequities that get raised and the opportunities to right wrongs that get pointed out with compelling figures. On other occasions, research is so unbalanced, biased and deliberately devoid of key facts that it should […]
I don’t remember learning to ride a bike. I don’t remember many of the early spills. I do remember one time, with my head down and bum up peddling faster than ever, hitting a neighbour’s parked car and breaking a dozen eggs in the back seat. Serious bruising to me. Dents in the car’s front […]
PORTFOLIO POINT: The pressure is on to lift superannuation’s “preservation age” closer to age pension eligibility. We know superannuation is about investing for the long term. There’s an accumulation phase of up to 45 years. That’s about getting enough money into it and then managing it as well as possible so that it’s enough to […]
Download Debt Man #46 Aug 2012 here
PORTFOLIO POINT: The super fee revolution has landed. Over the next few years, a major review of your superannuation could save you a bundle. When you open your annual super fund letter in the next month or so, you might find yourself grizzling. The investment return from the average “balanced” super fund is going to […]
PORTFOLIO POINT: One joint-venture property opportunity, four distinct funding options. If you’ve considered JV property investments in your SMSF, you must read this. Purchasing property inside SMSFs is on the rise. You’ve only got to listen to real estate agents openly talking about how many trustees are signing on the dotted line. There can be […]
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