PORTFOLIO POINT: Adding a negatively geared property to your SMSF can provide an extremely low-tax environment, even for accumulation SMSFs. As SMSF trustees, we pride ourselves on our thirst for knowledge. And that includes tax. Superannuation is, after all, a vehicle that is primarily about tax-effective saving and income streams, for your retirement. That’s one […]
PORTFOLIO POINT: Watch out, Canberra. The army is growing. Annoy them at your peril in this election year. With due deference to Paul Hogan (who was talking about knives in the original Crocodile Dundee): “That’s not an army. THIS is an army!” If the nation’s political leaders are considering aggravating SMSF trustees, they might want to […]
PORTFOLIO POINT: Debt, as an investment tool, is staging a comeback. Here’s how trustees prepared to up the risk can potentially rebuild battered SMSF balances. Debt is roaring back onto the agenda for SMSFs, as a happy confluence of investment triggers push trustees into mindsets of considering more risk. Virtually zero real cash interest rates, […]
PORTFOLIO POINT: Are you targeting income or growth? And why? Here’s how tax impacts that choice in the longer term for SMSFs. The market’s on the move. It has been now for around eight months. And for those who have been invested, it’s made for a pleasant change. Over nearly five years of chaos on […]
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Little known fact: I was the first ever victim of internet credit card fraud in Australia! Okay, not the first. But it was last century, which made it pretty early in the history of cyber crime. And it scared me off online purchasing for years. It was 1998 and I’d never bought anything over the […]
I’m feeling an arctic breeze blowing through my world, but I can’t hear the “Happy Feet” tapping of penguins. I’m feeling a little vulnerable, a little skittish. Actually, I’m feeling a little like Tinkerbell. Peter Pan warned the kids that if Jane stopped believing in fairies, “Tink’s light’s gonna go out”. She’d just plain disappear. […]
PORTFOLIO POINT: Labor is planning a major tax slug for super members who are a little above average. If you’ve got $1 million in super, you must read this. I accept that I can be a bit of a cynical bugger. It becomes ingrained with a few decades of journalism under one’s belt. So I […]
PORTFOLIO POINT: Why you can’t leave planning your salary sacrifice to the last minute. Plus “Election 2013” – the super political promises have started. Concessional contributions are a fairly simple concept. There’s a limit you generally don’t want to go over. For the moment, that’s $25,000 for everyone who’s able to make contributions. (Let’s see […]
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