PORTFOLIO POINT: A change in investment styles as you shift to pension? Here are six things to consider. An important positive about tax rules is that they are largely don’t change too much. If you know what the rules are, you can plan for them and play them to your advantage. For SMSF trustees, tax […]
PORTFOLIO POINT: Accessing your super – a guide to the main ways you can start receiving a super income stream I received a panicked phone call from a Eureka Report reader last week. He said he was in a spot of trouble with no less than the Tax Office. He was desperate for some advice. […]
PORTFOLIO POINT: Uneven incomes in your couple? And at least one of you is considering a pension? Here’s a strategy for you. Money is, from the results of most surveys, one of the top three topics for arguments in a household. The joining of a couple’s finances can lead to all sorts of tensions, from […]
PORTFOLIO POINT: The spectre of compulsory super annuities is increasing. And I don’t think SMSF trustees will be too thrilled. A considerable number of voices believe it’s one of the last great reforms needed to get Australia’s superannuation system up to world’s best. Compulsory annuities. When you hit retirement age – or some defined qualifying […]
PORTFOLIO POINT: SMSF and geared property is white-hot news. So, let’s not lose sight of a few of the dangers. I’ve never seen anything like it. And I’ve been writing about superannuation for well more than a decade. While superannuation “issues” occasionally get plenty of column centimetres in the mainstream media (while specialist media cover […]
PORTFOLIO POINT: ASIC will make it tougher for industry professionals to push clients down the path of opening a SMSFs. The snowball in the numbers of SMSFs and the associated members and trustees continues rolling and growing. The latest tax office data, released over the weekend, shows SMSFs numbered 509,362 at 30 June, with a […]
PORTFOLIO POINT: If you no longer had to pay tax, would it change the way you invested? Taxation distorts decision making when it comes to investments. Taxation distorts a lot of things, including my face when I see my quarterly BAS/IAS. Tax law can channel investment down one path or another. It can promote or […]
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PORTFOLIO POINT: If you are 60-plus and still working, then a transition-to-retirement pension is a must. Plus what the election result means. If you are over 60 and still working, listen up. This column might be the most profitable column you read this year. There’s a common misunderstanding around superannuation pensions. And that is that […]
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