SUMMARY: Is the end nigh for SMSF property gearing strategies? If you’ve been considering making a geared property investment inside a SMSF for a while, I don’t know that I would be dithering for much longer. It’s beginning to feel like the vice handle is being turned and squeezing SMSFs. The end could be in […]
SUMMARY: ASIC lowers the bar. Now more than half of all SMSF trustees will be considered sophisticated. Self-managed super fund trustees are used to fending for themselves and, reasonably successfully, fighting off the sharks. But following a stunning week in news that affects you, it’s clear that you’re going to have become even better at […]
SUMMARY: Proposals to limit mega-SMSFs are becoming more frequent and getting smarter. There was a belief before the last election that an incoming Coalition government would be a reversal of fortune for superannuation – the tide might start to come in again. This was particularly hoped for in regards to concessional contributions limits, which had […]
SUMMARY: Super and property – more ideas surface to stop the shonks, while Senator Xenophon needs to pull his head in. In any arena, most people play by the rules and will always be safe. Others have no interest in the rules. They’re just crooks and will be caught. There’s always a grey area. Two […]
SUMMARY: Finally, we’re going to get serious about super retirement income-stream products. It’s been a concern of the industry for a long time. When it comes to turning on an income stream from your super, the options have been way too limited. This is part innovation. But it is also partly to do with the […]
SUMMARY: Did you have a good year as investment manager for your SMSF? The answer is “no” if your portfolio didn’t return 13.8%. It’s not just double digits for the second year in succession, it’s the second year in the teens. If you’re chasing returns – which we all are to a degree, each with […]
When an undisputed champion offers to adjudicate on a cage fight, respect says you stand back, listen to the verdict, and graciously accept victory or defeat. If Elvis rolled up to judge your local “battle of the bands”, would you dare question his decision? So, last week was, like, a TOTAL let-down. The Reserve Bank […]
SUMMARY: Protecting your family from super’s death tax can take a little planning. Superannuation, on the surface, is about saving for your retirement. In fact, that aim is actually enshrined as the “sole purpose” of superannuation. You save via super for decades. At some point close to retirement – before, at or some time after […]
SUMMARY: A new report reopens the debate about super tax concessions for the wealthy, but recommends global contributions limits. Some form of limit on what’s considered a “reasonable” amount to have in super is likely to be reintroduced by a future government. Reasonable Benefit Limits (RBLs) were ditched, to wild applause, when Peter Costello with […]
SUMMARY: Should I start my own SMSF? Why should I, and why should I not? Their numbers topped 500,000 a while ago. And their members have recently passed through the one million mark. Self-managed super funds seem to be the most popular thing since Bob Hawke declared a defacto public holiday for Australia II winning […]
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.