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Welcome to Bruce Brammall Financial

Category: Herald Sun

Keys to successful property investing

Bruce Brammall, The Australian, 24 October, 2021 My dad gave me a foolproof rule to never lock my keys in my car. Always lock your car from the outside, with the keys. Simple, but unbeatable. And it saved me from ever locking my keys in the car. Except for once. The morning we bought our […]

Don’t put the kart before the course

  Bruce Brammall, The Australian, 17 October, 2021 About 20 years ago, my office did a go-kart corporate bonding event, to get out of the workplace for a few hours. We were lectured on rules for safety, blah, blah, yawn, and how to win the trophy, before heading out onto the track. The winner wasn’t […]

House party over as “cops” call time

    Bruce Brammall, The Australian, 10 October, 2021 One obvious sign the neighbours are worried your party is going to get out of hand is when the cops show up, minutes after the noise limit laws kick in. The plods’ arrival is what economists might call a “positive indicator” your party is going swell […]

Want to dabble with shares? I do

    Bruce Brammall, The Australian, 3 October, 2021   Almost exactly 20 years ago, a few weeks after September 11, I told my girlfriend that I thought we needed a holiday. “How about New Zealand?” As we sat down for dinner in a noisy restaurant one night, after a long day touring wineries around […]

How’d retirement get here so soon

Bruce Brammall, The Australian, 26 September, 2021 Slowly, it creeps up on you. It spends half a lifetime silently approaching. And then, sometime in your 50s, it comes out of the shadows. And, like a spider landing in your lap when you lower the car’s sun visor at 80kmh, it scares the bejesus out of […]

The buried cost of buying first home

          I know this is a bit cruel. But watching young’uns trying to buy their first home right now is kinda like watching a kitten chase a piece of string. Kitty sees the end of the string. Kitty gets into the crouching position. Then … pounces! By the time fluffball has […]

Nuclear option for your super

Bruce Brammall, The Australian, 5 September, 2021   Sometimes you feel an overwhelming desire to wrest control of an aspect of your life that’s felt not quite right. You’ve been watching on, or maybe deeply involved, for years. Something has consistently pissed you off, or you’ve seen avoidable errors, or the decisions of others is […]

Building us up for a nasty fall

Bruce Brammall, The Australian, 29 August, 2021                             It was all in the name of research for this column. But, I swear, now I’m at the point where now I want to kill someone. Specifically, If I had to choose one person, […]

The King’s Dead

Bruce Brammall, The Daily Telegraph, 15 August, 2021     Is the famous phrase “cash is king” such a truism that it can’t be argued? It has some great upsides. Cash is pure liquidity and can purchase anything. It allows you to act fast on opportunities. It’s accepted by everyone – except maybe crypto-loving Russian […]

A new housing “crisis” knocks

Bruce Brammall, The Australian, 8 August, 2021                                                                           I love the old gag about economists and their wayward prognostications: […]