PORTFOLIO POINT: Super isn’t “old people stuff”. Today we explain why Gen Xers need to lay the foundations early for a super-sized super balance in retirement. The real problem with most people and their superannuation, in my humble opinion, is that too little thought is given to it until too late. Most people tend not […]

PORTFOLIO POINT: Are you a 30- or 40-something? Want to know how to maximise your super during “your most powerful decade”? Today starts a two-part series on super for Generation Xers. I hope it’s not too much of a shock to some readers, but I’m only 40 years old. I managed to reach that milestone […]

PORTFOLIO POINT: Super funds and platforms are going to have to become inventive if they’re going to survive and thrive under “Cooper’s Super”. All of the parties involved in the provision of super services are going to face considerable challenges as a result of Cooper’s super. The whole point of Cooper was to light a […]

PORTFOLIO POINT: You’ve turned 60 and you’re not ready to retire? Well, you don’t have to, but you MUST start taking advantage of a super pension. Superannuation, like life, keeps getting better with age – until that point where we must accept that we’re over the hill and the slope becomes a little slippery. If […]

PORTFOLIO POINT: Is there a “peak super” theory? They talk about peak oil theory, where the production of oil hits its highest, before declining rapidly. Is it possible that there is also a “peak super” theory? Have super funds, including self-managed super funds, hit an inflexion point? Has the phenomenal growth in funds of the […]

PORTFOLIO POINT: This is the 7-Eleven column – the seven things DIY super trustees must do in 2011 to keep your SMSF in top shape. It’s already a quarter-hour past sunrise on the 2011 calendar year and it’s time to wake yourselves from the Christmas slumber and get your butts into gear. No time to […]

PORTFOLIO POINT: A “review” of super gearing in two years is as close to certainty as SMSF trustees could have hoped for. Half full or half empty? Is a review of super gearing rules in two years’ time the end of borrowing in SMSFs, as some commentators suggest? Or is it the next best thing […]

PORTFOLIO POINT: Be careful what you wish for. Early retirement isn’t all it’s cracked up to be say those who’ve beaten the rest to it. Human behaviour can be quite bizarre. I think we all know that. There are plenty of things that we do that don’t make a lot of sense. Top of mind […]

PORTFOLIO POINT: Let’s clear up a misconception – “transition to retirement” strategies are not about “retirement”. They’re about tax. And paying less of it. I really enjoy writing for Eureka Report. You’re a fantastic, interactive audience. You let me know when I get things right (thankyou) and when I get things wrong (thankyou also). And […]

PORTFOLIO POINT: Don’t forget non-concessional contributions when it comes to retirement income planning. They are now close to being a compulsory part of your building super strategy. The focus of the anger that surrounded the halving of the concessional contribution caps 18 months ago has been largely from the over-50s. If you’re 50, or not […]