PORTFOLIO POINT: The market volatility experienced in recent years can throw SMSF asset allocations out of whack, potentially leaving you in the sights of the Tax Office. A year ago this week, as Australia’s stock market was hitting its low point, many SMSF trustees had long since abandoned any investment plan they’d previously clung to. […]
Sheesh, there’s been more than a handful. But, I’m sad to say, I’ve clearly made fewer than Kerry Francis Bullmore Packer. Yeah, you read right: fewer than Kerry. Packer reckons he became Australia’s richest man because he made the most mistakes. If his assertion is right, then I’m up for making a few more. Given […]
PORTFOLIO POINT: It’s a myth that the wealthy get the bulk of the benefits in the funding of retirement incomes, according to new research from wealth manager Mercer. Higher-income earners can be forgiven for thinking that, under this Labor Government, their hard work or success is not something to be proud of. Policies such as […]
Xers, if you’re thinking about starting your own SMSF, here are the boxes you need to tick. One, you’ve been into investing for ages. Not just weeks or months, but years. Sometimes you bore dinner guests quoting Warren Buffett or Charlie Munger (if you said “who?” to the second one … fail!). Two, you have […]
PORTFOLIO POINT: Is it possible that Jeremy Cooper actually really loves SMSFs? The jury’s out, but he has promised not to be the “cane toad” of SMSFs. Turns out the DIY super fund industry might not be broken after all and therefore doesn’t need fixing, according to none other than the man in charge of […]
Judging by the number of billboards, there’s enough trouble going around with sexual dysfunction without throwing in the great knee-closer that is pre-nups. Younger Xers haven’t had time to accumulate much wealth yet. If neither has anything, don’t worry about the divvy up. Older Xers might have had their first divorce party and are considering […]
PORTFOLIO POINT: Here’s seven of the deadly sins of running your own SMSF. Oh … okay, make it eight. It’s an exciting proposition. Making the decision to sack the super platform/manager/provider who’s been running your super savings (often poorly, from a returns perspective) and taking on the responsibility for your retirement savings yourself in a […]
Depends. Did that billionaire bigmouth make that “think big” quote before or after the 1974 Melbourne Cup? Anyhooo … yes, people aiming to create real wealth should set their sights high. Aim for mediocrity only if your name is Homer J Simpson. Ol’ Combover certainly aims big. Yes, he’s a billionaire, but he’s had a […]
PORTFOLIO POINT: Prime Minister Kevin Rudd has made a rare stumble into the super debate and lets out a few party secrets. When a prime minister weighs into a debate, over the top of his ministers, very quickly you get a far clearer view of the bigger picture. And where certain objectives fit in the […]
Incense? Meditation? Thppppt! Definite Mars and Venus thing happening here. A journey of a thousand miles (or even one half that length, like The Proclaimers’ 500 miles) starts with a single … list. No shame here – I’m a lists person. Got ’em everywhere. I make them on notepads, scraps of paper, napkins, newspaper margins, […]
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