PORTFOLIO POINT: Sticky fingers reaching for the super pie again? If it’s true, they’re after YOU. You might not think you are “fabulously wealthy”. But what is that anyway? We won’t know until the government defines it. But be under no misapprehension that if the government is going to tinker with super taxes in this […]
PORTFOLIO POINT: Question overload at this week’s Eureka Report SMSF property webcast. Here’s a collection that time didn’t allow us to get to The well of interest in property in SMSFs is certainly deepening. It’s partly low interest rates and the flatlining of property prices in most states for some years. Take into account inflation […]
Just one? That’s like asking me to pick my favourite Friends cast member, my favourite child, or my favourite beer. So hard it’s nasty! The rules of money are so interwoven. In Debt Man Walking, I outlined the five global money rules: delayed gratification; compounding; diversification; risk versus reward; and the power of leverage. If […]
PORTFOLIO POINT: Considering how to protect recent gains? Some trustees might benefit from a shift to a super pension. Stock markets seem to be getting choppy, following a largely stellar run since the middle of last year. After months of gradual rises, the last few weeks has seen daily movements turn jittery again. A big […]
Every now and then, little voices start talking to me. They tell me exciting things, but I’m a bit scared to listen. “Property, Debt Man, pin your ears back!” a ghost-like voice has suggested in a sultry tone recently. Almost instantaneously, I hear a second voice. And, inevitably, it’s arguing with the first voice. “Have […]
A beer isn’t just a great thirst quencher. It can help you get drunk. A hot car not only saves you walking 200km to work each week, but can also help you pull chicks. A home is “same, same, but different”. Sure, it’s a place to stash your stuff. But a home mortgage is also […]
PORTFOLIO POINT: New, and broader, penalties for naughty SMSF trustees arrive on July 1. Why is this a good thing Who’s been a naughty boy then? The arsenal available to the Tax Office to punish wayward self-managed super fund trustees is to be expanded. And the broader weaponry makes more sense. Dare I say it, […]
Pretend this is “The Price is Right” and I’m Ian Turpie. I need a quick answer. Ready? Which of these two groups is more valuable? Group A: Your car, your home contents and your house. Group B: Your life, your arms/legs and your ability to work for the next 20-30 years? Time’s up. Anyone who […]
What else but what you earn. Sadly, way too much credence is placed on a person’s income. The more someone earns, the more “brains” society credits them with having. There may be some correlation, but income doesn’t make someone money smart. There are just as many people who earn extraordinary incomes who are as money […]
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