Two words: Mean reversion. That means almost everything will go back to their long-term averages, no matter how out of sync they might become temporarily. The naughty child who starts actin’ all sweet as pie will eventually go and whack someone. Charlie Sheen, bless him, is possibly only ever one day away from getting back […]
PORTFOLIO POINT: Non-concessional contributions have a mighty powerful impact on your super balance for those who make them. You can’t point to too many areas of superannuation that have contained any semblance of stability in recent years. But for all the huffing and puffing, changes to the law and threats to do so, politics and […]
It’s not my “elevator pitch”, or what I spout when someone at a barbecue asks me what I do. But the fact is simple: I deal in death. More precisely, I help people prepare for death at financially inconvenient times. Dying too early. Living too long. And having a cruddy time during that period when […]
PORTFOLIO POINT: It’s not too late to get your final contributions into super for FY13. But make sure you don’t get caught on the tricky timing issue. Knock, knock. Who’s there? June 30. Oh, bummer. Right, so with less than two weeks to go in this financial year, have you sorted out your super contributions? […]
Like mooning an avalanche as it rolls down the icy slope, sunbaking on the beach after a tsunami warning, or sticking your pinky in the leaking dyke. Somewhere between utterly pointless and unarguably dangerous. If you invest in Australian shares, you can avoid the bastard banks and the earth-raping and pillaging mining stocks. But why […]
Aah, here we go again. The perpetual moan of youth and property ownership. Perhaps we end this eternal whinge by getting the Federal Government to give everyone a home on their 21st birthday. Given the expense to taxpayers, you won’t mind living 80km out of town, will you? Listen here, Young Turks. Property ownership is […]
PORTFOLIO POINT: Death of the death of the in-specie transfer ban? A Government backdown is a surprise boost for SMSF trustees. If there’s a saint of self-managed superannuation trustees, then she’s just delivered on one of your prayers. And it’s a biggie. In-specie transfers of assets into your super fund are, it would appear, back […]
Hey, just how bad can a super fund be? Believe me, you have no idea. Some super funds from the 80s and early 90s are nothing short of criminal. Yes, criminal. I’ll go one step further. Some 80s superannuation executives should be awaiting their final meal on death row for crimes against their customers, a […]
Australia really deserves the moniker “Downunder”. We’re this little mixed up, backward, First World-like, paradise island that’s not easy to get to from anywhere. We’re light years from our major trading partners, which occasionally give us shipping pains. People are desperate to get here, but we’ve got boat people pains. We’ve got the climate and […]
PORTFOLIO POINT: My kingdom for some superannuation certainty! Here’s the first step in a plan to end super’s politics. I think it’s possible that everybody (even politicians) is tired of change in superannuation. Cynicism is growing. Change fatigue set in some time ago. I think that concept is slowly sinking in. Certainly, Labor’s announcement of […]
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