Bruce Brammall, The West Australian, 1 August, 2022 When multiple once-in-a-lifetime or once-in-a-generation “epic events” start happening each year, the terms start to lose some impact, yes? Figuratively, we’ve been constantly bashed in recent years, with global pandemics, market crashes, recessions, emergency responses and, of course, supermarkets running out of toilet paper. And as we […]
Bruce Brammall, The West Australian, 18 July, 2022 I love when you can actually hear the cogs slowly turning and whirring in someone’s mind. Then … click! The switch flicks on. Light is shed far and wide through the brain. Sometimes, even down the phone line, you can hear the whirring, then the silence, and […]
Bruce Brammall, The Australian, 10 July, 2022 Annoyingly, the current social lifecycle norm doesn’t work particularly well for a happy, prosperous, retirement. Marriage, mortgage and kids, and associated variations, are expensive. Damned expensive. And while they are partly about building wealth (home) and having fun (kids), they soak up a lot of what we would […]
Bruce Brammall, The Australian, 3 July, 2022 Determination. Like so many aspects of life, it’s the key to building wealth and creating a better lifestyle for Future You. Those who want change bad enough will make it happen. They start channelling improvement and change comes. Sometimes it comes from wanting something better. And sometimes it […]
Bruce Brammall, The Australian, 26 June, 2022 Me: “What’s worth more? A million dollars in super, or a million dollars in your bank account?” You: “Trick question?” Yeah, a little. Obviously, they’re both worth the same. At the moment they arrive in your account, at least. But imagine you’re 55, your home loan is gone, […]
Bruce Brammall, The West Australian, 20 June, 2022 “Nowhere to run. Nowhere to hide.” The epitaph on super’s grave in 2021-22. All fund members limped to the finish line. Some needed wheelchairs. It was brutal. Investors were bleeding, battered by a year in which all asset classes scored a fail. If you haven’t looked at […]
Bruce Brammall, The West Australian, 6 June, 2022 Loyalty. A quality most agree is admirable. Something that, given over long periods, should be rewarded. A loyal person deserves to feel valued. Often yes, but not always. Life is never that straight, nor fair. Loyalty can, sadly, resemble being tied to an anchor. You attach yourself […]
Bruce Brammall, The West Australian, 23 May, 2022 At any given moment, some investors are normally happy and celebrating with a full glass of their own cleverness. There’s usually a few pockets of brightness, somewhere. Even when things are generally awful, someone has reason to look at their investments and smile. But not in 2022. […]
Debt Man column – The West Australian (Money) 9 May, 2022. Bruce Brammall, The West Australian, 9 May, 2022 One swallow does not make a Spring. But by the time Spring 2022 rolls around this year, there will have been plenty of swallows for savers to savour. Not that it’s immediately obvious from the headlines, […]
Bruce Brammall, The Australian, 24 April, 2022 Dumb decisions admission time – one of my earliest investment decisions was one of my stupidest. It was 1993 and I was early-20s. I had some money set aside to pay off the last of my HECS university debt in about nine months’ time. If I paid it […]
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