AWESOME! Would you like to talk insurance? Or would you rather grab some kitchen knives and surgically remove your own appendix? Weird, but insurance is the “great grudge purchase”. You know you need it. You just don’t want to pay for it. Weirder, when you do insure, it’s the least valuable stuff. More people insure […]
PORTFOLIO POINT: SMSF and geared property is white-hot news. So, let’s not lose sight of a few of the dangers. I’ve never seen anything like it. And I’ve been writing about superannuation for well more than a decade. While superannuation “issues” occasionally get plenty of column centimetres in the mainstream media (while specialist media cover […]
Today, I’m the guy who holds a red rag to a bull. I’m standing in front of a rampaging herd of investors, holding great piles of cash, stomping and crunching everything in their way, chasing the “next big thing”. With the stampede rushing towards me, I have a simple message. I’m hoping to make a […]
Today, I’m the guy who holds a red rag to a bull. I’m standing in front of a rampaging herd of investors, holding great piles of cash, stomping and crunching everything in their way, chasing the “next big thing”. With the stampede rushing towards me, I have a simple message. I’m hoping to make a […]
Dust off your golf clubs. Take a chill pill. Close down your internet trading screen. Let go of your mouse. Grab your boy, a footy and head to a park. Get down on the floor with your daughter and find out what she and Barbie have been doing. “Sir, calmly step away from your iPhone. […]
PORTFOLIO POINT: ASIC will make it tougher for industry professionals to push clients down the path of opening a SMSFs. The snowball in the numbers of SMSFs and the associated members and trustees continues rolling and growing. The latest tax office data, released over the weekend, shows SMSFs numbered 509,362 at 30 June, with a […]
WHOA! Stop! Let’s start by running a demarcation line through this property argument. Homes and investment properties require ideologically different decision-making processes. A home is where you live. It fills emotional needs, such as proximity to family, friends, schools or a lifestyle. Homes should make you feel safe and happy. I roughly agree with Justine’s […]
PORTFOLIO POINT: If you no longer had to pay tax, would it change the way you invested? Taxation distorts decision making when it comes to investments. Taxation distorts a lot of things, including my face when I see my quarterly BAS/IAS. Tax law can channel investment down one path or another. It can promote or […]
South Park’s Chef is warming up his velvety, chocolatey, voice. “I’m gonna make love to you, baby! Uh-huh. Let’s make some sweet love.” If you’ve held back on procreation because you felt it should be a money-making venture, wait no more! Making babies is now almost a profitable little business, with the Coalition promising up […]
“Daddy, I’ve been really good lately,” said DebtGirl, 5, over dinner last week. Frankly, I was shocked by her comment. Until she defined “lately” as having started after lunchtime that day. True, post the lunchtime hissy fit that drew varied threats and sanctions, her behaviour had been excellent. However, if the time measurement for behaviour […]
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