SUMMARY: Taking SMSFs seriously – now fund managers and stock brokers want to know how we think so they can second guess us. Yes, self-managed super funds are a force to be reckoned with. You and I have known that for some time. But it’s only now just dawning on some elements in the finance […]
Mmmm, tough one. Big headache. But, never fear, like Blackadder’s Baldrick, I have some cunning plans. How painful the solution depends on exactly how hard you shopped in December. For “extreme” shoppers, the drastic options include: declaring bankruptcy; taking up a life of crime; and poisoning your parents to gain your inheritance early. Mid-ranking overspending? […]
HOME schooling! The perfect solution. And it’s not just cheap. The other cool advantages include your child will always be top of the class, it’s okay to take them on holidays when it suits you and you can issue grades as a form of punishment/reward. The tin lids can also learn about the “real word” […]
I spent a good portion of my Christmas break learning some pretty amazing, sometimes too intricate, details about a mate. Over many nights, and many lagers, I heard a lot of stories about his youth. Many of them were stories about the 20-something backpacking lifestyle that I wished I’d lived. Others were experiences I’m happy […]
SUMMARY: The power wielded by Australia’s SMSF sector is growing. Will we use that power wisely, or just in individual self-interest? When it comes to throwing its weight around, there is one super fund that can put quakes and quivers into the spines of board directors globally. CalPERS, the California Public Employees’ Retirement System, can […]
SUMMARY: Here are nine steps to get your SMSF ready for whatever’s ahead in 2014. In life, you can look forward or you can look back. But it usually pays to do a bit of both. While the final results aren’t in yet for calendar 2013, it was a fine year for investors and self-managed […]
It’s January hangover time. We’re faced with choices. To lose weight, to reduce drinking, exercise more, spend more time with the kids. Best of luck with that. There’s a remote chance you might succeed. Historical averages suggest not so much. January 1 – half way through your summer indulgence – is, frankly, a stupid time […]
SUMMARY: You’re ready to buy an investment property. But inside or outside a SMSF? Here’s what you need to weigh up. It’s a parent’s lot to put their children’s interests ahead of their own. Some take it a little further than others and they are prepared to make sacrifices beyond the time when the “raising […]
SUMMARY: Do you want to make it tax-free for the next generation? A recontribution strategy requires some forward planning. We all know and love super as this great income stream that comes to us tax-free eventually, usually after we turn 60 or 65. Well, most of it comes tax-free to nearly all of us. There […]
Noooo! Where did 2013 go? Say it ain’t over! Can we just rewind and replay a little bit of this year first? Equity markets stayed on the boil, property markets came out of their slumber and interest rates fell further – the last being great for homeowners, such as most Gen Xers, not so great […]
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