You don’t need money! You need a mindset! One big cup of concrete to harden up, mixed with another cup of one of those sandshoe slogans. About doing it, just. Michelle Bridges famously added an expletive into it. Cue Eye of the Tiger from Rocky III:“… just a man and his will to survive.” You […]
The best things in life – like a hug from your kids – are free. But, sadly, you can’t survive on free stuff, without turning to crime and pinching everything else. Want a life with a nicer sweet treats? Have more money. The more of it, the better. Want a nicer long life? Well, knuckle […]
I’d like to bump into myself in the street 20 years ago, but right now. That would be right cool. And rather enlightening. For him. Of course, if I did, I’d suggest we head off to the rubbity dub. Assuming Young Me didn’t say “Bugger off old man”, I’d buy him a drink. “Pull up […]
SUMMARY: SMSFs like franked dividends. And as a result, they pay more tax, not less, than regular super funds. The DIY super army is under fire again. Now the claim is that they don’t pay tax, or “evade” paying tax. It’s a flimsy argument, based on the premise that self-managed super funds invest in companies […]
Well, it’s your money. When do you think you should start caring about it? Your answer should be “now”. Followed by: “Okay, so what do I do next?” Australians, on average, couldn’t give a toss about super. I blame Government. Firstly, they’ve never run a public education campaign, despite making super mandatory. And secondly, they […]
SUMMARY: Government delay on superannuation guarantee puts onus back on YOU to look after YOUR super. THE Government gave a big shove to super this week – pushing super increases into the never-never and thrusting responsibility for your own super back to you. Simply, employees aren’t going to get a higher rate of super dumped […]
SUMMARY: Rice Warner proposes a copy of SMSF pension investment strategies in middle of a super ideas fest. I think these chartered accountants mob might have a point. Perhaps it’s time to stop, survey the mayhem and consolidate some of the thinking. We are being absolutely overwhelmed with ideas at the moment. “There are at […]
I’ve got a fair bit of contrarian in me. It comes from the same part of my brain that screams: “I hate crowds”. I like people, just not lots of them doing the same thing simultaneously. Writhing throngs annoy me. We get in each others’ way. I holiday where people aren’t – you might consider […]
Are you talking about a little inflation? Paying a bit extra each year to buy the groceries? The cost of fueling up the car jumping a few bucks? Bah! They’re the least of Gen X’s spending concerns. When it comes to rising living costs, we’ve got far bigger pressures smashing our finances every day. Like […]
SUMMARY: Is the end nigh for SMSF property gearing strategies? If you’ve been considering making a geared property investment inside a SMSF for a while, I don’t know that I would be dithering for much longer. It’s beginning to feel like the vice handle is being turned and squeezing SMSFs. The end could be in […]
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