SUMMARY: Siren call of property is a Greek tragedy that is claiming far too many SMSF victims. Here’s how to save yourself. The single greatest threat to newbie self-managed super fund trustees continues to be geared property investment. It is a Greek tragedy. The luring song of the property spruiking sirens have been calling out […]
One of the under-appreciated joys of a long marriage is that you literally have a lifetime together to argue and fight. An eternal sparring partner. And arguing with your partner is a sport you can enjoy all year round. Even in the silly season. “Oh, what fun, it is to …” And those ones […]
Well, that depends, doesn’t it? Perhaps just wriggle your way into a some $10 Kris Kringles, and you’ll be right, hey bro? But, sadly, a tenner won’t wrap a six-pack of beer, a CD, or a even a decent box of chocolates. And with roughly 94 Christmas drinkipoos in the next 25 days – to […]
Wrong question. Try this one: “How much do you love your partner and/or kids?” Life insurance covers your family when you can’t fog up a mirror anymore. That is, you’re dead. An unfortunate situation to find yourself in. But even less fortunate for your family. You’re not around to earn an income for the next […]
SUMMARY: Super, personal name or trust structure? You must consider all of the options when looking to create family wealth. There comes a time in most people’s lives where the constant struggle to stay afloat is superceded by thoughts of creating real wealth. There is spare money left over, monthly, after life’s expenses are covered. […]
I’m loyal to those who are important to me. Generally, that’s family, friends, staff and clients. Those who deserve it, or have earned it. When it comes to big corporations, not so much. Unless they treat me right. Or, perhaps, don’t offend me too much. Loyal to a beer brand? Nope. I love a beer, […]
Sometimes, saving is easy. Other times, some effort is required. Occasionally, you need to have a little fight. Mrs DebtMan announced a year ago that by driving an extra five minutes each way to a different supermarket, she saved us $100 a shop. “Soooo,” came my query, “why don’t we do this every week […]
Been thinking about a self-managed super fund? Listen to your gut. What’s it telling you? If you’ve been researching SMSF … and you think you’ve got the requirements covered … you’ll probably know it. But if you’ve been looking into it, but still question whether a SMSF would suit you, continue deliberating. Don’t start […]
What’s just happened is no Harold Holt situation, but when you “lose” a prime minister, you tend to lose a few other things too. One of them is a whole bunch of promises. Out the window go the old ones. The new guy wants a clean slate and a whole set of new promises […]
Pick winners. Punt big. Celebrate hard. Shout lots of drinks when you win, so everyone knows you’re the bomb! That’s the dream. The reality can be a nightmare when you’re half a pay packet lighter. How could you could be so bad at punting? Melbourne during Cup Week is awesome. I’ve made it to Flemington […]
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