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Category: Articles

Investing year suddenly soared like an eagle

The Australian Bruce Brammall, The Australian, 31 December, 2023 Anyone who’s ever played sport will remember a time you had a shocker, but then played just well enough at the end to bring you back next week. The rest of your game stunk up the joint. For three quarters, you were, objectively, awful. You let […]

Maximise your returns with simple strategies

Bruce Brammall, The Australian, 7 January, 2024 “What should I invest in to get the best returns?” Financial advisers get this question a fair bit. And it can be a frustrating one, depending on the frame of mind of the person asking the question. As with more broadly in life, some people ask experts questions […]

Relax knowing all the hard work is done – or is it?

Bruce Brammall, The Australian, 24 December, 2023 The last week before Christmas can be a tough one to get through – mentally and physically draining. It seemed like everyone I spoke to was falling over the line, just trying to get through to today, Christmas Eve. Sure, some jobs can be fairly cruisey heading into […]

Understand the right time frame to invest wisely

Bruce Brammall, The Australian, 17 December, 2023 Dateline: Christmas party at a mate’s house. I knew the hosts and maybe two other guests. Everyone else I was meeting for the first time. You just talk about “stuff” standing around a barbeque with strangers, don’t you? How someone knows the hosts, about their own kids, what […]

Your retirement nest egg is a cracker, but… it is enough to hit the road?

Bruce Brammall, The West Australian, 4 December, 2023 A friend of mine, about this time of year, sits down with his wife, cracks a bottle of wine, and they discuss: “Should I go one more trip around the sun?” The chat is about whether Bill will continue working for another year. He’s in his late […]

Student or teacher? You can be both when it comes to investment lessons

Bruce Brammall, The West Australian, 20 November, 2023 There’s a special level of zen required of a parent when trying to successfully teach a teenage child to drive. Those first few hours behind the wheel – driving around vacant car parks, teaching where controls are, the basics of moving, indicating to other drivers, simple turning […]

Learn the rules to get more out of your nest egg

Bruce Brammall, The Australian, 12 November, 2023 Whenever you decide that you like something enough to want to become really good at it, what do you do? You study it. You find out what the real point of it is. You listen to the experts. You find out what separates the great from the good. […]

Boring but blooming – Is buying bonds really like watching money grow on trees?

Bruce Brammall, The West Australian, 6 November, 2023 Have you been deluged by ads and commentary telling you a particular asset class is a screaming buy right now? If you do read some financial material online, and haven’t … you must have adjusted settings on your socials! The calls started getting louder a few months […]

Is now time to fix?

Bruce Brammall, The West Australian, 23 October, 2023 It’s kinda nice to hear a big bank boss have a bit of a bitch about his competitors. Accusing them of writing “uneconomic” loans that were “destroying value”, Commonwealth Bank’s Matt Comyn last week admitted he’d lost market share during a pricing war earlier this year. “Oh, […]

Go against the grain – Breaking free from the herd could be financial

Bruce Brammall, The West Australian, 9 October, 2023 Debt Man There’s little harder than reprogramming your brain to do what it really doesn’t want to naturally do. Telling your brain to say “go”, when every muscle in your noggin is saying “no” …  when everyone around you is saying to do one thing, making the […]