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Category: Articles

Reverting to market mean

Bruce Brammall, The West Australian, 26 February, 2018   As far as investment yarns go, there are few that I love more than an old “reversion to mean” parable. Markets have run too hard, shot too high? Surely, they must settle back for a while. Asset prices have been in the doldrums for an aeon? […]

The golden geared property question

 Bruce Brammall, 21 February, 2018, Eureka Report   SUMMARY: Why are trustees still drawn to geared property in super? It’s still all about the investment. But here’s how the numbers look. We all know that property investment inside super is going to look different to the same investment in your own name. How can it […]

The SMSF lending slowdown

 Bruce Brammall, 14 February, 2018, Eureka Report   SUMMARY: Are SMSFs being held back from entering the property market? Yes, absolutely. Is this a bad thing? That’s less certain. You don’t have to go back far to find screaming headlines that DIY funds were the devil responsible for pushing property prices ever higher. And, as […]

The super future is looking bleaker

Bruce Brammall, 31 January, 2018, Eureka Report     SUMMARY: Prepared for the next round of super changes? Here’s a sniff of what’s in store. We’ve just been delivered a glimpse into the future of superannuation – at least as our national mandarins see it. It ain’t pretty. And that’s a positive spin. It’s uglier […]

Wealth generation best way to guarantee freedom

Bruce Brammall, The West Australian, 29 January, 2018 I guess a retirement village could be fun. If Rodney Dangerfield, playing his gregarious Caddy Shack character, was my neighbour. But Dangerfield’s dead. And I doubt, by the time I’m old enough to meet entry requirements, my golf swing could sustain a game consistently under 100. Who am I […]

Five reasons to fix an old trust deed

Bruce Brammall, 24 January, 2018, Eureka Report       SUMMARY: Update your ageing trust deed? Why do that? Here are the top five reasons you should … and the disasters not doing so can cause. Some of us probably overdo some pretty mundane jobs. While others probably leave way-too-long chores largely considered by most […]

Sights on property investors. Negative gearing, CGT are back in the spotlight

  Bruce Brammall, The West Australian, 15 January, 2018 Put your beer down. It’s time for an argument. This is about taxing property investors. So it’s important. Actually, hold on. If we’re going to argue about something other than whether Steve Smith deserves to be compared to Sir Donald Bradman … well, maybe having a […]

8 super tips for 2018

Bruce Brammall, 13 December, 2017, Eureka Report               SUMMARY: Look forward, not back. The year coming will be an important one for SMSF trustees to be REALLY paying attention. We’re not going to look back. It is too traumatic. Shudder. There is too much carnage in the rear-view mirror […]

Two new super measures to hit home

Bruce Brammall, 13 December, 2017, Eureka Report   SUMMARY: A win for older Australians, but probably at the expense of first-home buyers. You hardly call it an all-out war on property prices. In reality, it’s impact is barely likely to be felt. Like an earthquake measuring “2” on the Richter scale – not commonly felt […]

Christmas is coming! Hang in there!

  Bruce Brammall, The West Australian, 11 December 2017 Hang in there, dudes and dudettes. You’re nearly done. There’s only a week or two to go until most of us get to clock off for the year. December is the most frantic month of the year. You’ve got to squeeze in 74 Christmas parties/catch-ups in […]