PORTFOLIO POINT: Tighter legislation of our now 400,000-plus DIY funds is on the way. Just don’t expect it to be rushed. However, minimum balance requirements are off the agenda. That DIY super hasn’t had the “new government treatment” so far does not mean that Superannuation Minister Senator Nick Sherry isn’t ready to pounce and rewrite […]
Funny thing about recessions. They tend not to happen often enough, or for long enough, to learn valuable lessons from them. Once a generation isn’t regularly enough to get used to them, let alone to really get to enjoy them. They might happen once when you’re 20. And then you don’t get another one until […]
PORTFOLIO POINT: The great super fund property opportunity has yet to materialise. But falling property prices and maturing infrastructure could get super funds and gearing dancing soon. When the twin “super tsunamis” were unleashed in 2007, it was accepted that it would be some time before their full impact would be seen. Simpler Super made […]
Life’s “X factor” is provided by the stuff that doesn’t happen everyday. The unpredictable. As a percentage, probably 90-95 per cent of our time is spent doing mundane tasks – sleeping, eating, showering, driving, exercising, chatting, shopping and working. (Though Debt Man doesn’t waste too much of his life exercising.) That means most of our […]
PORTFOLIO POINT: Don’t surrender to the gloom – super is a superior retirement savings vehicle. Here are some other super investment options to consider. There appears a real danger that Australians are going to give up on superannuation as a preferred wealth creation vehicle. A survey released this week shows disturbing pessimism. The number of […]
The fallout for the superannuation industry from the calamitous state of investment markets to the end of 2008 continues to worry everyone. The nails of officialdom are being chewed to the bit. In recent weeks, we’ve seen the government consider suspending rules about minimum pension drawdowns, to allow people to protect how much money they […]
It’s a sad fact that so many great things in life that seem so real turn out to be so fake. And it’s us poor punters who are usually last to catch on. Finally finding out only make us feel the right twit. TakeMilliVanilli. How was the record-buying public to know thatRobPilatusand Fab Morvan had […]
PORTFOLIO POINT: If you’re worried about your funds’ income, listen up. The next couple of months are going to bring some shocks. If 2008 was a “nightmare for capital”, the sequel in 2009 could well be a “black hole for income”. With the way the investment stars are lining up, this seems to be increasingly […]
If January really has a collective cohesion acrossAustralia, it’s sport on the TV. As if we needed another reason to slack off during the January heatwaves … or to escape shark attacks on our beaches … we’ve got international cricket and tennis running almost from the first day to the last. Sure, sport is all […]
PORTFOLIO POINT: Feeling spooked about how 2008 will affect your super fund pension? Research shows panic risk reduction is exactly the wrong reaction. A general levy of concern, if not pity, is held for those who were forced to start a super fund pension ahead of last year’s global investment markets rout. Could there have […]
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