Whoa-boy! Steady up Xers! You’re trying to move faster than Charlie Sheen when he’s “on the drug Charlie Sheen”. Answer these important questions first. Do you have a minimum of $200,000 in super? Are you great (not just good) with paperwork? Can you stick to a plan, or calmly but quickly adjust your plan, when […]
PORTFOLIO POINT: Some flesh has been added to the skeleton of the 50-50-500 rule for super contributions. And it looks like generating higher fees for SMSF advisers. Accountants and financial advisers could be excused if they started inadvertently rubbing their hands together. Greater complexity in anything financial means more work for professionals. Not only in […]
No! No enjoyment for you! That may sound a little bit Seinfeld “Soup Nazi”, but that’s the way it’s got to be. Don’t you know that the person with the most money wins? Economic reality saw God sell out long ago. You want the best seats ringside in heaven? They’re for sale! Good deeds alone […]
Excellent! Time for some Baby Boomer bashing! Billy Joel stated “we didn’t start the fire” in his 1989 hit that claimed his Boomer generation wasn’t to blame for the world’s woes. Bollocks! Yes, you did start it and, yes, you are to blame. It was Boomers that invented “hippies”, elevated pot smoking to a lifestyle […]
Debt Man column – The West Australian (Business) Mar 4, 2011. Bruce Brammall Debt Man Had a great year at work? The big bucks are finally rolling in? There’s a paypacket coming your way with a bloated bonus? Good on you! Congratulations. You earned it. Well … you probably earned it. Idiots tend not to […]
PORTFOLIO POINT: Super isn’t “old people stuff”. Today we explain why Gen Xers need to lay the foundations early for a super-sized super balance in retirement. The real problem with most people and their superannuation, in my humble opinion, is that too little thought is given to it until too late. Most people tend not […]
Donate more? Wha-a-at?! We’re already taxed to within a breath of extinction. And PM Gillard wants more next year! With what’s left, you want more … blood from stone! I’m kidding, of course. Regarding donations, Gen Xers have a tough set of scales to balance. Upwardly moving and time-demanding careers, big mortgages, trying to invest […]
PORTFOLIO POINT: Are you a 30- or 40-something? Want to know how to maximise your super during “your most powerful decade”? Today starts a two-part series on super for Generation Xers. I hope it’s not too much of a shock to some readers, but I’m only 40 years old. I managed to reach that milestone […]
Today I’m asking you to put a dollar value on one aspect of your life. No, I’m not talking about life insurance, or the size of your mortgage, or how the hell you’re going to pay for 2.3 kids to go to THAT school. Not this week. The truth is, most things are easy to […]
PORTFOLIO POINT: Super funds and platforms are going to have to become inventive if they’re going to survive and thrive under “Cooper’s Super”. All of the parties involved in the provision of super services are going to face considerable challenges as a result of Cooper’s super. The whole point of Cooper was to light a […]
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