Is that all? Just the $36 billion? Come on Australia! My out-of-control, credit-card addict, Grandma owes nearly a quarter of that herself. Seriously! Are the rest of you really even trying? I … think … not! The Reserve Bank says the average credit card debt is $3321, which means you’re paying nearly $50 a month […]
PORTFOLIO POINT: Loaded up on Australian shares and cash in your SMSF? As a trustee, you’re not alone. But take a peek at what you’ve been missing out on. It is unlikely to be of any surprise that you (Eureka Report subscribers) are big fans of Australian shares and cash as asset classes. It’s what […]
Got any daredevil in you? A little bit Evel Knievel, flying high on motorbikes? Or would you feel more at home in the engineering department at Volvo during their 80s boring box-car period? The likely answer is somewhere in between – a bit more average, like Richie Cunningham from Happy Days. A risk profile is […]
I think our federal politicians want some attention. So now they’ve got mine, long enough to say: “Toughen up princesses!” A report about politicians, by politicians, issued this week said they want parliament’s hours cut because they’re not getting enough time tucked up with teddy. I’m guessing they don’t care too much about what we […]
PORTFOLIO POINT: June 30 is fast approaching. But you’ve still got time left to maximise your superannuation entitlements. Aaargh! It’s the end of May! Grand final time for superannuation. Starting tomorrow morning (Thursday), there are just 25 business days until the end of the financial year. It’s not too late. As always, at this time […]
What do you care if you’re dead? Instead, let me give you a plan to make money from death. Talk your way into other people’s Wills! Be nice to Aunt Helen. Go and mow Great Uncle Richard’s lawns once or twice a summer. Hang on! Better idea! There’s got to be easy millions in the […]
PORTFOLIO POINT: Winding back the risk in your SMSF by switching from equities to bonds? Not so fast! It’s taken as a given in the investment world that the older you get, the more conservative you become (or should become) as an investor. With youth on your side, you can afford to take risks in […]
Huddle in, Xers. Logically, this isn’t a question aimed at us. Well, at least not the second half. Only the oldest Gen Xers – in their mid to late 40s – have had time to build much wealth yet. Even then, it’s hardly likely to be enough to justify going into defensive mode (as those […]
I love my kids. They’re awesome. While I’m sure your kids are great an’ all, mine are way cooler. The best toys in the solar system. They’re a million times sweeter than my Swans beating my editor’s Eagles in 2005. Filled with even more love than my wedding day (sorry, Mrs DebtMan). A bigger adrenaline […]
PORTFOLIO POINT: A fix for accidental over-contribution errors in last night’s budget doesn’t mean a free pass. Here’s a must-know guide to the contribution rules. A win for Eureka Report in last night’s Budget! The government is going to allow some slack for those who accidentally breach their contributions limit and incur the penalty excess […]
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