PORTFOLIO POINT: They’re not a big part of the DIY spectrum, but SAFs have some important advantages over SMSFs … and could save your super skin. Those who are deeply immersed in their world of self-managed super funds are almost inevitably happy with their choice. They have, as far as super goes, almost the ultimate […]
Implement previously rehearsed emergency tactical diversion techniques. This is not a drill. This situation is live! Go to the bathroom. “Sorry, I’m off. It’s washing night.” Wander off to order another drink. Pretend your mobile is ringing (on silent). Look at your phone and exclaim “Oh, my God! I’ve got to answer this text!” “Wow, […]
Implement previously rehearsed emergency tactical diversion techniques. This is not a drill. This situation is live! Go to the bathroom. “Sorry, I’m off. It’s washing night.” Wander off to order another drink. Pretend your mobile is ringing (on silent). Look at your phone and exclaim “Oh, my God! I’ve got to answer this text!” “Wow, […]
PORTFOLIO POINT: Lies, damned lies and statistics. Selective quoting of stats won’t make ACOSS a friend of SMSF trustees. Today I’m going to declare an “enemy” of self-managed super funds. This doesn’t happen often. Sometimes, some people, or some organisations, start proposing changes that would so fundamentally impact on your interests, that I feel compelled. […]
FOOD fight! Cool, I feel like a Blazing Saddles pie fight. The default position for payment for all restaurant meals is … Boomers, of course, should pay for everything. While they still can. And then for some time after, given they will be mooching off the labours and taxes of Gen X and Gen Y […]
They’re a little family of four. Let’s call them Mike, Greg, Peter and Bobby. Mr Editor, roll the tune … Here’s the story of some corporate “heroes” who were “fighting for survival” on their own. They had to sack staff and raise int’rest rates … They were deeply disowned … It’s the story of some […]
PORTFOLIO POINT: It’s not quite as simple as “insert pension, press play”. So how do you “flick on” a pension in your SMSF? Pensions are, literally, what super is all about. The provision of retirement benefits is numero uno on the definition of superannuation’s sole purpose test. It’s the end game. But it’s an end […]
Boomers. Question answered. Am I done? But we can’t blame the Boomers directly. They were only such a large generation because the parents who spawned them were so darn … horny! When I think about my grandma – the credit card addict – just writing that sentence makes my spine shiver. It’s that whole visualisation […]
PORTFOLIO POINT: A super opportunity could be closing. If you were thinking it’s for you, you’ll need to get started very, very soon. Like sands through the hourglass … a two-year egg timer started flowing in the last few months of calendar 2010. The last grains are due to fall through later this year. It […]
Gen Xers have major distractions in their lives – burgeoning careers, cash-guzzling and time-devouring rugrats plus monster mortgages. It’s possible to do everything yourself … if your time is unlimited. But most Gen Xers understand time doesn’t grow on trees and they need to outsource some stuff. If personal finance isn’t your strength, get professionals […]
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