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Here’s where to stash extra cash

Debt Man column – The West Australian (Money) 9 May, 2022. Bruce Brammall, The West Australian, 9 May, 2022 One swallow does not make a Spring. But by the time Spring 2022 rolls around this year, there will have been plenty of swallows for savers to savour. Not that it’s immediately obvious from the headlines, […]

Answer to chaos is to diversify

Bruce Brammall, The Australian, 24 April, 2022 Dumb decisions admission time – one of my earliest investment decisions was one of my stupidest. It was 1993 and I was early-20s. I had some money set aside to pay off the last of my HECS university debt in about nine months’ time. If I paid it […]

Things could get a little bit messy

Bruce Brammall, The Australian, 17 April, 2022 Let’s me put a bit of a bent on an old saying: “Enjoy the chocolate Easter eggs today … because it’s going to be boiled lollies for Christmas”. For the first time in nearly 12 years, we’ve had an interest rate rise. Actually, there’ll be many. It doesn’t […]

Back in 5…. years!

Bruce Brammall, The West Australian, 11 April, 2022 “Just heading out for a bit, Darl. Going to the city to pick myself up a licence to provide financial advice.” … Said a few Australian “finfluencers” in recent weeks, after their industry copped a rocket from ASIC for providing financial advice illegally. Some finfluencers think they […]

Think of bricks and mortality

Bruce Brammall, The Australian, 10 April, 2022 My kids are polar opposites in so many ways. One boy, one girl. One barely talks. The other won’t stop. One has my sense of humour, the other my wife’s. American rap versus pop. Saver versus spender. Messy (like bombs going off everywhere) versus clean, tidy and orderly. […]

Stuff it all in, kiddies

Bruce Brammall, The West Australian, 28 March, 2022                                                     Imagine how much different a household budget would be if it were more like a Federal Budget. If the kids didn’t […]

Twin forces set to wreck your budget

Bruce Brammall, The West Australian, 14 March, 2022                                                         It’s so thick in the air now, you can almost smell it. You can sense the pain and suffering […]

Give markets a chance

Bruce Brammall, The West Australian, 28 February, 2022 My knowledge of Russian is limited to a few words I picked up from staff aboard the Aleksandr Pushkin cruise ship in 1989. It was a Contiki holiday – only for those aged 18 to 35. Party. Hard. Stolichnaya vodka featured prominently. The days I remember. The […]

Rules to win super game

Bruce Brammall, The West Australian, 14 February, 2022 It’s not always the smartest person in the room that wins the game. Often, it’s the person who knows the rules best. How many times have you been soundly flogged by children, or mates, who wiped you off the floor before you really knew what was going […]

Brace yourselves – millions of first-timers face rate hikes

    Bruce Brammall, The West Australian, 31 January, 2022 Roses are red. Violets are blue. When the cheap money stops flowing, how stuffed are you? It appears you can put rising interest rates in the same “dead certainty” category as death and taxes. They’re coming. It’s just a matter of when. And how many. […]