The easiest solution is to play the blame game. Focus your anger. “The nominees for biggest barrier preventing you getting ahead are … Mr Wilson in Abysmal Economics Teacher … your parents in Woeful Examples … the Government for Needless Interference … and … South Park’s Future People (‘They took our jobs!’) “And the winner […]
Investors, gather round. Come, let me explain the financial history we are about to witness. It’s an exciting first-time event in superannuation. There will be winners. Bucketloads of them. Some serious coin is going to be made. And if you’re correctly positioned and play things smart, you can be in on “the killing”. But, mark […]
Calmly, with your partner, walk into your bank brandishing loaded handguns. Pulp Fiction: “All right, everybody be cool. This is a robbery!” That would certainly get you into a new home. One that serves porridge. So, let’s try the more conventional method. You know … the boring plan that’s largely hard work and sacrifice, but […]
PORTFOLIO POINT: Accessing your super – a guide to the main ways you can start receiving a super income stream I received a panicked phone call from a Eureka Report reader last week. He said he was in a spot of trouble with no less than the Tax Office. He was desperate for some advice. […]
It’s a story of an auction, a midnight drug deal gone wrong and the proceeds of crime being equitably redistributed among the people. Nah! I’ve got a better one. It’s about a mother who made a bold financial threat to her children, and then wrote herself out of her own fortune. In a desperate attempt […]
PORTFOLIO POINT: Uneven incomes in your couple? And at least one of you is considering a pension? Here’s a strategy for you. Money is, from the results of most surveys, one of the top three topics for arguments in a household. The joining of a couple’s finances can lead to all sorts of tensions, from […]
When it comes to making money, there’s no such thing as luck. I don’t know anyone who has made their money through being lucky. I don’t have lucky numbers. I don’t pray for good financial fortune. Though I do hope that markets continue to do what they’ve done for centuries. I don’t read financial horoscopes. […]
Sure, get yourself a new credit card. Get a lower rate. Feel like you’re doing something positive for your finances. But don’t delude yourself. Shifting money from card to card is to your finances what aspirin is to treating a bad dose of the “Phuket puke”. It’s ignoring the underlying problem. It’s short-term relief, not […]
PORTFOLIO POINT: The spectre of compulsory super annuities is increasing. And I don’t think SMSF trustees will be too thrilled. A considerable number of voices believe it’s one of the last great reforms needed to get Australia’s superannuation system up to world’s best. Compulsory annuities. When you hit retirement age – or some defined qualifying […]
AWESOME! Would you like to talk insurance? Or would you rather grab some kitchen knives and surgically remove your own appendix? Weird, but insurance is the “great grudge purchase”. You know you need it. You just don’t want to pay for it. Weirder, when you do insure, it’s the least valuable stuff. More people insure […]
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