SUMMARY: Superannuation Budget submission time – a time for wish lists and the tooth fairy. The air surrounding Joe Hockey’s first Budget as Treasurer is getting pretty thick and acrid. It’s still two months’ away. But there’s every indication that it will be a true “horror” document felt in hip pockets everywhere. Very little seems […]
SUMMARY: Superannuation Budget submission time – a time for wish lists and the tooth fairy. The air surrounding Joe Hockey’s first Budget as Treasurer is getting pretty thick and acrid. It’s still two months’ away. But there’s every indication that it will be a true “horror” document felt in hip pockets everywhere. Very little seems […]
SUMMARY: It’s amazing what some solid superannuation returns can do to your mental wellbeing and outlook on life. Sure, markets have got a little bumpy since November. But the 18-month run prior to that gave superannuation investors an inner-glow. And, let’s face it, probably an outer-glow too. It can’t not have, can it? Are you […]
Awww, no fair. Love ’em both. It’s like trying to pick which of my DebtKids is my “preferred child”. But the question asks “at the moment”. (And given my kids ability to test tempers, one inevitably gains preferred status for short periods.) It’s no different with shares and property. Like little boys and girls, they […]
Wherefore art thou, Juliet and Romeo? Where be your dreams of home ownership? Have you cunningly faked your own death? Or are we staring down at your corpse? Why aren’t you lovely young couples buying homes? Has something in particular turned you off? Sick of the chase? Decided renting makes more sense? Because, truth be […]
SUMMARY: Time to start considering some tax planning after another good run for shares. So let’s revisit in-specie transfers to your SMSF. There was a time, fairly recently, when SMSFs trustees were considered liars and frauds in the eyes of the government (and the Treasury). At least in regards to the in-specie transfer of assets […]
Go to video store (do they still exist?). Rent Top Gun. Fast forward to bar scene. Practice You’ve Lost That Lovin’ Feeling by Maverick. Corny … absolutely. But if your babe doesn’t fall for that, they’re just hardass! If you can’t sing (like moi) a cheapskate might consider theft. Flowers. But be careful, serious gardeners […]
A good “shock survey result” can be a great read. The good ones can rattle your cage, shake your little world. Get you focussed on something important in your life. That is, if you don’t deliberately divorce yourself from the findings by deflection. “They’re talking about other people, not me.” Or other species. Such as […]
Advisers? Thppppt! Bunch of overpaid Porsche-driving salesmen! Opinions from family and friends are free. Just listen to lots and make up your own mind. What’s the worst that can happen? OMG! You have no idea. The disasters I’ve seen. The family feuds! I switched into business journalism in 1999. I did so because I was […]
SUMMARY: Taking SMSFs seriously – now fund managers and stock brokers want to know how we think so they can second guess us. Yes, self-managed super funds are a force to be reckoned with. You and I have known that for some time. But it’s only now just dawning on some elements in the finance […]
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