SUMMARY: Government delay on superannuation guarantee puts onus back on YOU to look after YOUR super. THE Government gave a big shove to super this week – pushing super increases into the never-never and thrusting responsibility for your own super back to you. Simply, employees aren’t going to get a higher rate of super dumped […]
SUMMARY: Rice Warner proposes a copy of SMSF pension investment strategies in middle of a super ideas fest. I think these chartered accountants mob might have a point. Perhaps it’s time to stop, survey the mayhem and consolidate some of the thinking. We are being absolutely overwhelmed with ideas at the moment. “There are at […]
I’ve got a fair bit of contrarian in me. It comes from the same part of my brain that screams: “I hate crowds”. I like people, just not lots of them doing the same thing simultaneously. Writhing throngs annoy me. We get in each others’ way. I holiday where people aren’t – you might consider […]
Are you talking about a little inflation? Paying a bit extra each year to buy the groceries? The cost of fueling up the car jumping a few bucks? Bah! They’re the least of Gen X’s spending concerns. When it comes to rising living costs, we’ve got far bigger pressures smashing our finances every day. Like […]
SUMMARY: Is the end nigh for SMSF property gearing strategies? If you’ve been considering making a geared property investment inside a SMSF for a while, I don’t know that I would be dithering for much longer. It’s beginning to feel like the vice handle is being turned and squeezing SMSFs. The end could be in […]
OUCH! Cupid’s arrow, right in my soft spot. Ain’t nothing quite like property to get me all steamy. My first true investment love was property. Oh, when the light finally dawned for me, I was besotted. Since then, it’s been an ongoing, […]
SUMMARY: ASIC lowers the bar. Now more than half of all SMSF trustees will be considered sophisticated. Self-managed super fund trustees are used to fending for themselves and, reasonably successfully, fighting off the sharks. But following a stunning week in news that affects you, it’s clear that you’re going to have become even better at […]
Cue Bryan Adams: “It was the summer of ’69”. Dad was a journalist. Mum was a nurse. They’d been married a year. Awww, shucks. Super special times for them, I’m guessing, given I wasn’t on the scene yet. It was a time of “Free love”, the Vietnam War and … a nickel mining boom. My […]
Don’t you hate it when someone you respect comes out and just says, like, the dumbest thing ever? Something so idiotic that the credibility they’d built up with you over years, magically goes “poof!” Damnit! I hate that. Senator Nick Xenophon is someone with whom I’ve not always agreed, but who I’ve normally respected. But […]
SUMMARY: Proposals to limit mega-SMSFs are becoming more frequent and getting smarter. There was a belief before the last election that an incoming Coalition government would be a reversal of fortune for superannuation – the tide might start to come in again. This was particularly hoped for in regards to concessional contributions limits, which had […]
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