“Cash-a-can, cash-a-can, it’s lots of fun to do!” My first inkling that being a tree-huggin’ hippy could be financially rewarding was via that 70s TV jingle. Every kid I knew would fight over aluminium cans to earn extra pocket money. Trawling around school fetes with a plastic bag was particularly profitable. Later in life, the […]
You want riches? You want to avoid the biggest financial trap in life? Don’t … have … KIDS! They’re money pits – you just shovel cash into them for two decades. I call my first one Leech, the second one Vampire. Occasionally they flash their fangs and glare at me with blood red eyes. That […]
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really want to strip costs out of the system, the recipe is pretty simple. Recent Super Stream changes are no more than the tip of the […]
Property’s popularity is perpetual. And for some damn fine reasons! Well, nearly perpetual – there are times investors rightly shy away. Like all asset classes where bubbles can develop, there are good times to invest in property … and some times when caution is required. Some commentators suggest real estate might have run its race […]
“Hi, I’m Bruce Brammall. I’m a Shit Creek paddle salesman. When you’re really up Shit Creek, I’ll be the there to hand you the paddle. “If you die, I’ll look after your family. If you have a big accident, I’ll look after you. If you’re deathly ill, I’ll get you out of the crap.” Welcome […]
SUMMARY: It’s the perfect cocktail for SMSF property investors. Two parts rising asset prices and one part low-interest rates. So, the bookies were wrong. An interest rate cut was odds-on favourite early yesterday afternoon. But nothing. Another month at least. Possibly longer. Every interest rate cut – for years, actually – has only been icing […]
I’ve been made redundant once. By my Old Man. I was 20. “Dad, how could you? Without so much as a severance cheque?” As part of his redundancy, they gave him his company car. (A year later, he sold me that car for $3000. Cheeky ol’ bugger.) That’s being unfair to poor Dad. The technology […]
I don’t believe in bad debt. I believe in the “DOG” of debt. There’s “dumb”, “okay” and “great” debt. People use dumb debt to buy the stuff that doesn’t make any financial sense – stuff that is neither a tax deduction, nor does it increase in value. This is almost anything bought on a credit […]
EXCUSE me!? Please issue a warning before asking questions like that. I’m choking on my Sunday roast as I write this! Motivation? Lacking? Seriously? Who’s having that problem? Something to motivate you should be easy! Backing your motivations with actions and sacrifices every single day is the “Tough Mudder” part. My motivations? Making sure my […]
AAAWW, come on! It’s Easter! Seriously? It’s a long weekend for chillaxing with the family. A long weekend for letting go. A long weekend to celebrate carbs in all their fat-inducing glory! In every one of that food group’s fabulous forms. Hot cross bun carbs, potato chip carbs, pizza carbs, beer and wine carbs. And […]
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