SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know something about you. You’re fully invested in cash. And while that has served you well in the last fortnight, it’s been a number of years […]
We’ve got it. We don’t use it much. And with respect, health insurers make their story a hard one to sell. The insurers’ premiums go up by multiples of inflation every year, approved by governments, who use penalties to try to force many to take it out. That is, we get shoehorned in by governments […]
Cripes, the first two tips are easy, if drastic. Don’t partner up. And definitely don’t have children. The energy company must hate it when I’m home. Lights get turned off and doors get closed. I’m the only person who seems to know how to do either. It’s a full-time job. […]
Penalties need to match the crime. And should be meted out to the evil-doer. As a statement, are there any objections? If I didn’t do the crime, should I be punished? So why do I feel like I am being whacked because someone vaguely related to me – like an idiot, […]
SUMMARY: SMSF property investors caught up in attack on investor lending by APRA. Self-managed super funds looking to buy geared property are being squeezed for options, as lenders exit the market and jack up interest rates. Lenders have generally moved to limit lending to SMSFs in the wake of pressure from the Australian Prudential Regulation […]
From inception. In the womb, my DebtKids were played Money, Money by Grateful Dead, Barrett Strong’s Money (That’s What I Want) and Billionaire by Travie McCoy. There was a money mobile over their cots, and were wrapped in to their snuggly quilts featuring $100 notes. Their first soft toy was “Maisy […]
Are we all casually strolling into Armageddon? Hand in hand with that mob we hate/love that oils/finances our lives? I mean, what the hell is going on with our banks? They’ve been announcing record profits, but are now rattling the tins for cash injections, while punishing property investors by sharply increasing interest rates. […]
Is beer a grocery item? If so, easy. I’m done! No, damnit! Why should I be the only one in the house to suffer? Let’s share the pain around. Maybe even more slanted to the DebtKids, as they are non-contributing leaches. (Too harsh?) I have a bigger problem many dads will understand. The only […]
Peer-to-peer lending? If it involves lending to friends and family … are you freakin’ serious! Nothing but horror stories. P2P lending isn’t that. It’s lending to randoms. Via the internet. No emotion. The Terminator. They don’t know who you are. You don’t know who they are. You can’t […]
Permanent chaos can be overwhelmingly tiring. A bit of stability and consistency in life is generally welcome. An example of chaos? Greece. Who would be them at the moment? Flat broke and can’t decide whether or not to eject themselves from the Eurozone. Cravings for stability apply to your money, too. Regular paycheques suit many […]
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