SUMMARY: The gloss will come off the generosity of some defined benefit schemes from July next year. It has escaped the limelight because of its complexity, it’s legacy nature, and the smaller number of Australians who are impacted. But defined benefit super pension income streams weren’t forgotten when […]
Huge financial disasters, by their very nature, come from positions where the greatest risks are taken. Sometimes, this is simply rampant stupidity. When a big punt is made and caution is thrown to the wind, along with research and due diligence. Idiocy on a grand scale. And, sometimes, everything was done right, but a little […]
SUMMARY: Investment returns in your SMSF cannot be viewed in isolation. They need regular review. And a dose of realism. Australia’s single largest superannuation fund missed its target in FY16. Missed it by a bit, too. And the collective knees of the Future Fund’s leadership are quivering. They have a target and on a […]
Bruce Brammall, 26th October 2016, The Eureka Report SUMMARY: Lower contribution limits and taxed pensions will be followed by harsher measures in years to come, says survey. Note to all Australians aged about 40 years and over … you have a problem. And it’s big. You didn’t have enough sex when you were younger. Selfish. […]
I hate to be the crusher of dreams, the strangler of wishful thinking. But I think it’s about time to snuff out some truly false hope. Today, I think I need to do that. To help some SMSF trustees to move on. […]
The number of ways you can blow up large amounts of money very quickly is near endless. Owning race horses, a life high of drugs, playing blackjack casino and even Christmas shopping are almost sure-fire ways to do dough quickly. But, alas, I am inexperienced in these areas, so can’t […]
SUMMARY: Insurance inside super from next year will require a re-evaluation. Lower contribution limits have tilted the field. Life insurance inside superannuation has been a relatively simple equation for most Australians. Until now. Current higher contributions limits and the advantages of tax deductibility had meant that, for the majority, it made sense to have […]
SUMMARY: Getting extra tax deductions for super, taxable and tax-free quotas under the $1.6m rule … answering more webinar questions. Another great webinar with Eureka Report readers last Thursday. Thanks again for joining in. The questions are fun to answer and in most cases, you present us with challenges. If you wish to watch […]
The internet is one of those points in time that will define generations. Like, where were you when Whitlam was sacked? When Princess Diana died? September 11? Do you remember life before Chuck Norris invented the internet? (Chuck already has every internet site in his brain. He created the […]
SUMMARY: The reversion to a $100k annual NCC limit has improved the relevance of transition to retirement strategies. The Government’s backward double twist routine into the “new, new rules” for superannuation have reset the clock on a number of super strategies. This includes transition to retirement […]
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