Life is about learning and most of us like to achieve those little milestones at our own pace. Some pick up things fast, some slow. And some, not at all. When it comes to drinking, I’m Sean Connery. I’ll “never say never again”, as doing so would threaten way too many social (and business) opportunities. […]
Bah! Here we go again! People trying to make out that debt is either diseased, the devil, or a financial death sentence. Debt doesn’t cause cancer, it doesn’t wear Prada and it won’t kill you (unless you owe The Mob). Debt is, however, a four-letter word, so be careful how and when you use it. […]
On the super contributions front, there’s a clock ticking. It’s attached to a bomb and if you don’t act quickly, it has the potential to cost you thousands of dollars in tax. For others, particularly those aged roughly 40-55, a completely new approach for super is required. And failing to grasp this reasonably early could […]
There are only two sure ways. Option one: “Use The Force, Luke”. Option two: Don’t invest. Sadly, precious few of us have completed any formal Jedi training with Obi-Wan Kenobi or Yoda. And not investing isn’t a viable option. Company failures suck. Big ones. As do markets that fall by 55 per cent. But while […]
Trick question Gen X: “What’s your most valuable asset?” The standard answers are predictable – car, home, shares or super. My mate, Simon, includes his 80s superhero comic collection. Seriously. Those answers are all wrong. (And Simon, we need another chat.) A Gen Xer’s most valuable asset is his/her ability to work. A 35-year-old earning […]
PORTFOLIO POINT: Exclusive: DIY fund trustees … Memo to Australia’s politicians: The proof is out. Self-managed super fund trustees are no bunch of uneducated or lazy cash hoarders. They know what they’re doing. They’re active in their investment choices. And they certainly don’t need regulatory nannying. A pilot survey, exclusively released to Eureka Report, shows […]
Amid the hail of economic gunfire, it will be little comfort to some Australians that some sunshine is trying to poke through. Banks are, selectively, lending again. Australia’s stockmarket is well off its bottom. Profits aren’t looking too bad. Inflation and interest rates are still low. And it all seems to have happened, as Con […]
Australia’s obsession with property clearly has more power and passion (and longevity) than Peter Garrett’s opposition to uranium. But is it still the “great Australian dream”? That is so ’60s – so Boomers and Retirees! Haven’t Gen Xers moved on from all that? Absolutely not. And nor should we. While it became known as Australians’ […]
Like sex, if you find tax time scary or boring, then you’re not doing it right. A Gen Xer’s life is hectic. For some, it is long working hours and a busy social life. For Gen X parents, it’s juggling a crazy career and/or never-ending home duties with a mortgage, investments and controlling a household […]
PORTFOLIO POINT: How can you assure an income stream above the government age pension for life? With an annuity. And they’re back on the agenda. Superannuation annuities became as popular as the browning bananas in the fruit bowl. You know they’ve been there for ages. You know they’ve got a use. But who wants them […]
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