Benny and Bjorn were right – money is funny. The ABBA boys penned their dumb ditty and that, in turn, made them a money mountain. For them, the “must be funny” money turned into a neverending cash generator that still bursts their bank accounts today. Hilarious. Reality check. Neither you nor I are going to […]
My kids are 3½ and 2. I’m literally elbow deep in poop! The parents at mothers’ group, sometimes that’s all we talk about. We bad? My troublesome questions are “Who did you vote for?” and “How much do you earn?” I love talking, arguing and moaning about politics. But who I actually mark the numbers […]
PORTFOLIO POINT: Dividends are on the rise again, which is handy, because the market has done squat for 12 months. What’s the value in a franking credit for a SMSF? For several decades, the word “frank” only ever conjured up Michael Crawford playing the hapless and accident-prone Frank Spencer in the 70s British comedy Some […]
World-leading taxation from a resourceful government! Franked dividends are the government saying “We’re stealing some of your money now. But we’ll give you a credit note for it.” Genius! But it’s darn site better than the previous arrangement. “We’ll still take it, but we won’t credit you for it and we’ll tax you on it […]
PORTFOLIO POINT: Want to cash out of a few profitable investments, but fear the capital gains tax? Here’s how you can reduce the burden with super. There tends to come a time in many people’s lives when they begin to wish they’d made more of their investments inside super. The introspection is often related to […]
Aww, do we really have to start this argument? That’s like asking: “Which was better, Dynasty or Dallas?” Heather Locklear or Victoria Principal? The “property versus shares” battle is a war with no end. And I’ve donned khakis for both sides. I originally fell in love with property. Obsessed, actually. So much so, I wrote […]
Debt Man column – The West Australian (Business) For: August 20, 2010. Bruce Brammall Debt Man When someone has a true “oops” moment, it can be rather magical. Major stuffups can be the stuff of legend. And great lessons. You’ve no doubt had one. Or five. But when it’s you, only your friends will get […]
PORTFOLIO POINT: Regulatory risk fatigue is a major factor in why you’re putting less into super. But some of you want me to “Stop encouraging the whingers, Bruce!” If ever I needed proof that SMSF trustees and Eureka Report readers are not a homogenous bunch with the same interests and needs, then it was provided […]
Declaring bankruptcy is to your personal finances what turning your back on your team is to being a football fan. They are both a declaration that you’ve given up. You might lose some respect from those closest to you. And both make it harder to participate generally in society. The major difference is that you […]
PORTFOLIO POINT: Contributions to SMSFs are down dramatically and your verdict is in – Labor’s attack on “wealthy” trustees is responsible. And you’re very angry. Here’s what you said in response to my request for information. When the federal Labor government delivered its second budget, on May 12, 2009, it contained a set of changes […]
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