PORTFOLIO POINT: Does it make sense to sell non-super investments, put the money into super and then repurchase? Let’s take a look at the numbers … If you own investment property and you also own a self-managed super fund, I’ll guarantee that you’ve thought about it. “Should I sell the investment property, transfer the money […]
PORTFOLIO POINT: Bruce Brammall chats to ATO assistant commissioner for super, Stuart Forsyth, about some of the burning issues for SMSF trustees. Funnily enough, I had left specific instructions with my staff should this eventuality ever come to pass. (It was a throwaway gag relating to something else that had happened in the office at […]
He’s got looks, money, crowd-pulling power, guaranteed succession to the top job, grace, a cool British accent, a special passport and I’m betting his cars don’t get parking tickets. I haven’t got much over Prince William. But being DebtMan and not Wills has some advantages. (Some of the following may seem jealous or plain petty.) […]
PORTFOLIO POINT: New statistics show a frightening lack of understanding of what retirement finances will be like – from both you and the government. Have you got a grip on retirement? On YOUR retirement? Do you know what it’s going to be like? Do you know how much money you’ll have? Do you know at […]
PORTFOLIO POINT: Ignorance is no defence – here’s what you need to know to avoid copping a 93% tax rate on your super contributions. Back in the early 80s, I had a commerce class I’ll never forget. We were introduced to the concepts surrounding income tax. I got that the government needed to tax workers […]
Debt Man column – The West Australian (Business) 1 April, 2011 Bruce Brammall Debt Man When I first heard the Uncanny X-Men belt out “Where will we be in 50 years?”, I was 14. I was the target age group. But I’m sure, given Brian Mannix’s charisma and reputation, he was really aiming it at […]
It’s a bit Foo Fighters, but I’ve got another confession to make. As a financial adviser and investor, Japan is not a topic of conversation that I like to get stuck on. But today I’ll take one for the team. Japan doesn’t scare me because of this month’s devastating earthquake and tsunami. The tragic loss […]
Debt Man column – The West Australian (Business) Mar 4, 2011. Bruce Brammall Debt Man Had a great year at work? The big bucks are finally rolling in? There’s a paypacket coming your way with a bloated bonus? Good on you! Congratulations. You earned it. Well … you probably earned it. Idiots tend not to […]
Today I’m asking you to put a dollar value on one aspect of your life. No, I’m not talking about life insurance, or the size of your mortgage, or how the hell you’re going to pay for 2.3 kids to go to THAT school. Not this week. The truth is, most things are easy to […]
Debt Man column – The West Australian (Business) February 4, 2011. Bruce Brammall Debt Man Few things seem to go “twang!” as easily as confidence. It runs second only to footballers’ hamstrings once the pre-season starts. (Speaking of hamstrings … how’s Daniel Kerr shaping up for 2011?) Take the share market. Investor optimism turns to […]
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