In the unfortunate event of a death of a partner, life insurance cover provides financial compensation to protect the lifestyle of the surviving partner and/or family. The right life insurance will provide ongoing support for family members who previously relied on your income to ensure the life that you dreamed of for your family is not compromised.
A core promise of Bruce Brammall Financial is that we will help deliver insurance packages that are affordable for our clients, with plans that fit your lifestyle needs. Some insurance options can even be paid for through your superannuation fund. By talking to a Bruce Brammall Financial adviser, we can investigate a number of options to find the best life insurance cover for you and your family. Contact us today to find out more.
Think of this as “accident” insurance. Total and permanent disability insurance provides cover if you become totally and permanently disabled. It helps reduce financial pressure created from your inability to work. TPD insurance will provide a lump sum to help you recover, rearrange your life and potentially provide enough to create an income stream for you, without having to rely on a Government pension.
A core promise of Bruce Brammall Financial is that we will help deliver insurance packages that are affordable for our clients, with plans that fit your lifestyle needs. TPD insurances can often be paid for through your superannuation fund. Book an appointment with one of our advisers to find out more about the best insurance cover for you.
This is “illness” insurance, and the most common forms include heart attack, cancer and stroke, but some policies may cover up to 50 illnesses. Trauma insurance provides a lump sum designed to make sure you can get whatever treatment you need and hopefully have enough left over to pay the mortgage/rent and general living expenses for an extended period.
It would be every parent’s nightmare to discover that their child had a life-threatening illness. Too often these devastating situations cause families to go through financial turmoil as parents quit jobs or sell their homes to provide their children with the care they need. Children’s trauma insurance can help reduce some of that financial difficulty by providing money to help you fund life-saving medical expenses, or allow you time off work to help you concentrate on what’s most important – being with your child.
A core promise of Bruce Brammall Financial is that we will help deliver insurance packages that are affordable for our clients, with plans that fit your lifestyle needs. Castellan’s advisers will help investigate and explain the available options for you and your family. Contact us today to find out more.
For those under 50, income protection insurance is arguably the most important insurance of all. Few people would be able to hold onto their home if they couldn’t work for an extended period of time because of accident or illness. Income protection insurance can cover you for 75% of your income (plus more for your super fund) through to age 65, or even 70. Unlike other personal risk insurances, income protection insurance is a tax deduction, helping make it more affordable and worthwhile cover.
A core promise of Bruce Brammall Financial is that we will help deliver insurance packages that are affordable for our clients, with plans that fit your lifestyle needs. Some insurances can even be paid for through your superannuation fund. By talking to a Bruce Brammall Financial adviser, we can investigate a number of options to find the best income protection insurance for your individual situation.
Bruce Brammall Financial’s advisers will help you create an affordable insurance package with appropriate levels of cover to protect you and your family. Insurance is pointless if you can’t afford it, so we make sure that your most important assets – your life and your health – are covered in a way that meets your needs and your budget. Don’t leave it until it’s too late, talk to Bruce Brammall Financial today.
© Bruce Brammall Financial 2009 -2025
Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is an authorised representative of Sentry Advice Pty Ltd (AFSL number 227748). Bruce Brammall Financial Pty Ltd as trustee for the Castellan Financial Consulting Unit Trust is not authorised to provide credit services. All credit and mortgage services referred to on this website are provided by Bruce Brammall Lending Pty Ltd (ACL number 448881). The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, Bruce Brammall Financial will not bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.
