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Welcome to Bruce Brammall Financial

Day: April 13, 2015

Life goes on even if your job doesn’t

I’ve been made redundant once. By my Old Man. I was 20. “Dad, how could you? Without so much as a severance cheque?” As part of his redundancy, they gave him his company car. (A year later, he sold me that car for $3000. Cheeky ol’ bugger.) That’s being unfair to poor Dad. The technology […]

Debt can be a huge burden so how do you survive bad debts and even bankruptcy?

I don’t believe in bad debt. I believe in the “DOG” of debt. There’s “dumb”, “okay” and “great” debt. People use dumb debt to buy the stuff that doesn’t make any financial sense – stuff that is neither a tax deduction, nor does it increase in value. This is almost anything bought on a credit […]