Sure, get yourself a new credit card. Get a lower rate. Feel like you’re doing something positive for your finances. But don’t delude yourself. Shifting money from card to card is to your finances what aspirin is to treating a bad dose of the “Phuket puke”. It’s ignoring the underlying problem. It’s short-term relief, not […]
PORTFOLIO POINT: The spectre of compulsory super annuities is increasing. And I don’t think SMSF trustees will be too thrilled. A considerable number of voices believe it’s one of the last great reforms needed to get Australia’s superannuation system up to world’s best. Compulsory annuities. When you hit retirement age – or some defined qualifying […]
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