SUMMARY: A small number of SMSFs holding cash were relative winners from yesterday’s rate cut. Have you heard of offset accounts? More than one million SMSF members will have winced … Read More SMSF property investors: Rate cut winners
SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going … Read More TTR: The secret to not having to work longer
If you understand one fundamental “law of life”, making improvements to your lot becomes so much simpler. That law is this: “No long-term good ever comes without sacrifice”. Ever lost … Read More Buying property a 10-year game
SUMMARY: Pressure is building for major change on retirement incomes. Which bitter pill will we be asked to swallow? We must be in Budget kite-flying season again. That time … Read More Federal Budget: Can super tax concessions be saved?
SUMMARY: What’s in store for super in 2015? Hopefully little, but there’s a lot being considered by the Abbott Government. When it comes to predicting investment markets, I’m not a … Read More 2015: Super changes ahead?
SUMMARY: No time to relax. SMSF trustees need to consider the risks ahead in 2016 and act now. It’s been nicely quiet out there in DIY super regulation land. Occasional jawboning, … Read More The nine risks for DIY fund operators in 2016
SUMMARY: Wondering what to do with your super at retirement? Look harder at the pension option. Sometimes you need an outsider to come in to critique. Rip what you’re doing … Read More Think twice about taking a super lump sum
SUMMARY: The power wielded by Australia’s SMSF sector is growing. Will we use that power wisely, or just in individual self-interest? When it comes to throwing its weight around, there … Read More SMSFs become a distorting force
PORTFOLIO POINT: Uneven incomes in your couple? And at least one of you is considering a pension? Here’s a strategy for you. Money is, from the results of most surveys, … Read More Super duo strategies to cut tax
PORTFOLIO POINT: The spectre of compulsory super annuities is increasing. And I don’t think SMSF trustees will be too thrilled. A considerable number of voices believe it’s one of the … Read More Why compulsory annuities won’t suit SMSFs