(03) 9020 2905Newsletter #48
Tag Archives: investment strategies
Mining stocks have been hammered lately. Are they still good for your share portfolio or super fund?
Every great bubble story comes with its own disastrous crash landing. And when it’s the stock market, it’s so often carnage of the mid-air jumbo jet explosion variety. Debris and … Read More Mining stocks have been hammered lately. Are they still good for your share portfolio or super fund?
Should we write down every dollar we spend, or is doing this just a waste of time?
To answer this question requires some help from the divine wisdom of Yoda. “Waste of time, it is, if you already know where your money goes. Yessss, hmmm.” What the … Read More Should we write down every dollar we spend, or is doing this just a waste of time?
What is the most inspiring piece of financial advice you’ve heard. Who gave it, and how did it help you?
Once upon a time, in the early 70s, there was an evil scientist named Walter Mischel. (Evil might be a bit harsh, but the best stories have evil scientists.) Wally … Read More What is the most inspiring piece of financial advice you’ve heard. Who gave it, and how did it help you?
SMSFs inside ‘secret’ weapon
PORTFOLIO POINT: In your 50s? Looking to expand your asset base? Should it be inside, or outside, your SMSF? Read this before you make any further investments. A lawyer colleague … Read More SMSFs inside ‘secret’ weapon
Winning lotto is unlikely but we can always dream. What should you do with a $1 million windfall?
Say to yourself: “Cool! One million down, one million to go”. On its own, it’s not retirement material for a Gen Xer. Or, at least it shouldn’t be. A million … Read More Winning lotto is unlikely but we can always dream. What should you do with a $1 million windfall?
How do you work out how much money you’ll need in retirement, and how do you plan for it?
“Price check, aisle four! Price on a medium-sized tropical island, 50-room palace, 100 staff, world-class golf course, an endless supply of Bollinger and Bintang, an airstrip and a dozen watercraft? … Read More How do you work out how much money you’ll need in retirement, and how do you plan for it?
Fixed versus variable mortgage rates: how do you work out which one you should choose?
“I know what you’re thinking. Did he fire six shots, or only five … you’ve got to ask yourself one question: ‘Do you feel lucky?’ Well, do ya punk?” Thank … Read More Fixed versus variable mortgage rates: how do you work out which one you should choose?
Regrets, we’ve all had a few… What has been your biggest regret when it comes to investments?
JUST one? I could write a book. Well, a chapter. They’ve all been learning experiences, so I don’t know how much “regret” there really is. Investments that don’t wipe you … Read More Regrets, we’ve all had a few… What has been your biggest regret when it comes to investments?
Are you good enough to run your SMSF?
PORTFOLIO POINT: How good/bad was your performance as SMSF investment manager last year? The number to beat was 3.35%. Maybe, just maybe, if the Australian market hadn’t crapped out in … Read More Are you good enough to run your SMSF?