In my 20s, I thought life was complicated. A career, car repayments, relationships and, importantly, making sure I had a some bucks together for a few beers on the … Read More Using insurance brokers to simplify your life
Being diagnosed with a potentially deadly health condition in your 20s holds no positives. Not for the person whose lap it falls on. Not for their partner. Nor their children. … Read More Insure and hope you don’t need it
Generation X is often accused of being fatalistic about superannuation. Many believe it will be hoovered up by government taxes, crash before they receive it, or taken by frauds. But … Read More What are some of the most important things you should know about your super?
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really … Read More Low-cost super: It’s not that hard
“Hi, I’m Bruce Brammall. I’m a Shit Creek paddle salesman. When you’re really up Shit Creek, I’ll be the there to hand you the paddle. “If you die, I’ll look … Read More Up S**t Creek? I’ll hand you the paddle!
EXCUSE me!? Please issue a warning before asking questions like that. I’m choking on my Sunday roast as I write this! Motivation? Lacking? Seriously? Who’s having that problem? Something to … Read More Motivation is often lacking when it comes to managing money. What motivates you the most?
If you understand one fundamental “law of life”, making improvements to your lot becomes so much simpler. That law is this: “No long-term good ever comes without sacrifice”. Ever lost … Read More Buying property a 10-year game
SUMMARY: Who gets your super when you die? You might be surprised that your wishes won’t necessarily be followed. The perfect plan for your superannuation would see it to last … Read More Avoiding super estate problems
When life turns all pear-shaped, the “Great Grudge Purchase” is the thing you’re glad you bought. Or wished you’d had. Insurance is a crucial element of protecting your finances. You … Read More What are three consumer insurance products that most people can do without?
SUMMARY: Superannuation is not just about your retirement. A secondary purpose is to protect yourself and your family. Super is that great promise that you’ll have a grand sum of … Read More Protect yourself using super