SUMMARY: Made a last-minute check of your superannuation contributions? Don’t delay. It’s not too late. Quite simply, none of us have enough time to do everything we want to do before … Read More Don’t bust a cap
Less enjoyably than Father’s Day, but less unpleasantly than a birthday after 40, tax time pounces on us every year. Love it. Loathe it. Ignore it. Your choice. June 30 … Read More Play God with your tax this June 30
SUMMARY: Get real. There is plenty of low-hanging fruit if governments really want to cut the cost of Australia’s baseline super. Stop with the pussyfooting on superannuation. If governments really … Read More Low-cost super: It’s not that hard
EXCUSE me!? Please issue a warning before asking questions like that. I’m choking on my Sunday roast as I write this! Motivation? Lacking? Seriously? Who’s having that problem? Something to … Read More Motivation is often lacking when it comes to managing money. What motivates you the most?
SUMMARY: You don’t have to work longer. Just be smarter with your super. Have a transition-to-retirement pension in your sights. Yet another government manifesto says the nation’s workers are going … Read More TTR: The secret to not having to work longer
SUMMARY: Eat the rich. Super tax concessions don’t cost the $33 billion that is purported. And the aspiring wealthy would find another way. There’s a simple solution to the problem … Read More Wealthy will never be trapped in super
If you understand one fundamental “law of life”, making improvements to your lot becomes so much simpler. That law is this: “No long-term good ever comes without sacrifice”. Ever lost … Read More Buying property a 10-year game
Aaah! My financial regret. Not being aggressive enough, early enough, with my super. I sat in a “balanced” fund through my 20s. Foolish. What a twit. Has already cost my … Read More How often should you think about changing the investments you hold in superannuation?
SUMMARY: Pressure is building for major change on retirement incomes. Which bitter pill will we be asked to swallow? We must be in Budget kite-flying season again. That time … Read More Federal Budget: Can super tax concessions be saved?
SUMMARY: What’s in store for super in 2015? Hopefully little, but there’s a lot being considered by the Abbott Government. When it comes to predicting investment markets, I’m not a … Read More 2015: Super changes ahead?