Generation X is often accused of being fatalistic about superannuation. Many believe it will be hoovered up by government taxes, crash before they receive it, or taken by frauds. But … Read More What are some of the most important things you should know about your super?
Tag Archives: Accumulation funds
SMSFs are not paid to panic
SUMMARY: The message on asset class diversification has never been clearer. If you’re a self-managed super fund trustee and your guts haven’t been churning in recent weeks, then I know … Read More SMSFs are not paid to panic
Permanent chaos – Super’s relative stability
Permanent chaos can be overwhelmingly tiring. A bit of stability and consistency in life is generally welcome. An example of chaos? Greece. Who would be them at the moment? Flat … Read More Permanent chaos – Super’s relative stability
Money for nothin’? You gotta earn it!
There is a period in every parent’s life where all vacations seem to be “holidays in hell”. Who would travel with kids by choice? Tired kids meet airport security. A … Read More Money for nothin’? You gotta earn it!
Now’s time to go hard, Gen-Xers!
I have a rule with Mrs DebtMan. Well, I have a few. So does she. And hers includes no mobile phones at the dinner table. She goes all Cujo-like – … Read More Now’s time to go hard, Gen-Xers!
Don’t bust a cap
SUMMARY: Made a last-minute check of your superannuation contributions? Don’t delay. It’s not too late. Quite simply, none of us have enough time to do everything we want to do before … Read More Don’t bust a cap
Play God with your tax this June 30
Less enjoyably than Father’s Day, but less unpleasantly than a birthday after 40, tax time pounces on us every year. Love it. Loathe it. Ignore it. Your choice. June 30 … Read More Play God with your tax this June 30
‘Cash is king’ is dead
SUMMARY: Cash is dead. And it’s time SMSFs woke up to the real cost of their love affair with the folding stuff. There’s always an exception to the rule. … Read More ‘Cash is king’ is dead
All markets move up and down so what is the best way to manage the fluctuations?
STAY cool. Gen Xers need to channel Douglas Adams’ advice from Hitchhiker’s Guide to the Galaxy. “DON’T PANIC!” Market fluctuations? Schmucktuations. A Gen Xer’s long-term investment plan, when it … Read More All markets move up and down so what is the best way to manage the fluctuations?
SMSF property investors: Rate cut winners
SUMMARY: A small number of SMSFs holding cash were relative winners from yesterday’s rate cut. Have you heard of offset accounts? More than one million SMSF members will have winced … Read More SMSF property investors: Rate cut winners