It’s a bit Vyvyan from The Young Ones. “This calls for a very special mix of psychology … and extreme violence.” And a bit of the old lightbulb joke. “How … Read More “Saving money can be difficult whatever your age. What are some savings tips that really work?”
Super’s safe house
PORTFOLIO POINT: Should you sell your properties to get money into your SMSF? There’s plenty to weigh up. Here are the main points (Part I) A recent survey suggested that … Read More Super’s safe house
Two decades of Japanese deflation casts eerie shadow
It’s a bit Foo Fighters, but I’ve got another confession to make. As a financial adviser and investor, Japan is not a topic of conversation that I like to get … Read More Two decades of Japanese deflation casts eerie shadow
“Splitting a restaurant dinner bill can be stressful. How do you work out who pays?”
Thankfully, the national standard for divvying up share-plate restaurant meals is NOT according to volume consumed. One of my parents’ nicknames for me in my youth was “Garbage Disposal Unit”. … Read More “Splitting a restaurant dinner bill can be stressful. How do you work out who pays?”
“Aussie shares have been pretty flat over the past five years. Should I sell mine and switch it all to cash?”
URRGHACKACK! Know what sound that is? That’s the sound Bart Simpson makes when Homer is choking him. It’s the same sound I made as I read this question. Everything in … Read More “Aussie shares have been pretty flat over the past five years. Should I sell mine and switch it all to cash?”
Super to the power of two
PORTFOLIO POINT: Super double up. If you’re a couple, then combining your TTR and salary sacrifice strategies can lead to even more powerful results. The great thing about Transition to … Read More Super to the power of two
“What is your most expensive habit, and do you have any plans to kick it?”
Mmmm. Most expensive habit? What’s the definition of “most expensive”? The one that has cost you the most money? Or the guilty pleasure that derives no economic benefit. Kids? We’ve … Read More “What is your most expensive habit, and do you have any plans to kick it?”
“I like to control all of my investments, so should I start a self-managed superannuation fund?”
Whoa-boy! Steady up Xers! You’re trying to move faster than Charlie Sheen when he’s “on the drug Charlie Sheen”. Answer these important questions first. Do you have a minimum of … Read More “I like to control all of my investments, so should I start a self-managed superannuation fund?”
De-simplifying super
PORTFOLIO POINT: Some flesh has been added to the skeleton of the 50-50-500 rule for super contributions. And it looks like generating higher fees for SMSF advisers. Accountants and financial … Read More De-simplifying super
“Should you enjoy your life today, even if it means less money to spend tomorrow?”
No! No enjoyment for you! That may sound a little bit Seinfeld “Soup Nazi”, but that’s the way it’s got to be. Don’t you know that the person with the … Read More “Should you enjoy your life today, even if it means less money to spend tomorrow?”