PORTFOLIO POINT: New statistics show a frightening lack of understanding of what retirement finances will be like – from both you and the government. Have you got a grip on … Read More Will you have enough super?
“What are the most valuable lessons your generation can learn from the others?”
Seriously? What sort of a dumb question is that? Has to be a Gen Y suggestion! Like ALL of my fellow Gen Xers, I know everything. As our parents will … Read More “What are the most valuable lessons your generation can learn from the others?”
Taxed at 93% – that’s got to hurt
PORTFOLIO POINT: Ignorance is no defence – here’s what you need to know to avoid copping a 93% tax rate on your super contributions. Back in the early 80s, I … Read More Taxed at 93% – that’s got to hurt
What is the most embarrassing financial situation you have ever been in?”
I feel like Arnold Schwarzenegger in Total Recall. Please don’t make me remember. I don’t want to remember! Nooooooo! Rewind back to 1979, when I was about nine. My parents … Read More What is the most embarrassing financial situation you have ever been in?”
Planning to retire: think ahead
Debt Man column – The West Australian (Business) 1 April, 2011 Bruce Brammall Debt Man When I first heard the Uncanny X-Men belt out “Where will we be in 50 … Read More Planning to retire: think ahead
SMSFs, property and income
PORTFOLIO POINT: Thinking of cashing up your property portfolio to get your money into super? Here’s what you need to know (Part II). If super is a powerful way of … Read More SMSFs, property and income
“Saving money can be difficult whatever your age. What are some savings tips that really work?”
It’s a bit Vyvyan from The Young Ones. “This calls for a very special mix of psychology … and extreme violence.” And a bit of the old lightbulb joke. “How … Read More “Saving money can be difficult whatever your age. What are some savings tips that really work?”
Super’s safe house
PORTFOLIO POINT: Should you sell your properties to get money into your SMSF? There’s plenty to weigh up. Here are the main points (Part I) A recent survey suggested that … Read More Super’s safe house
Two decades of Japanese deflation casts eerie shadow
It’s a bit Foo Fighters, but I’ve got another confession to make. As a financial adviser and investor, Japan is not a topic of conversation that I like to get … Read More Two decades of Japanese deflation casts eerie shadow
“Splitting a restaurant dinner bill can be stressful. How do you work out who pays?”
Thankfully, the national standard for divvying up share-plate restaurant meals is NOT according to volume consumed. One of my parents’ nicknames for me in my youth was “Garbage Disposal Unit”. … Read More “Splitting a restaurant dinner bill can be stressful. How do you work out who pays?”