On the super contributions front, there’s a clock ticking. It’s attached to a bomb and if you don’t act quickly, it has the potential to cost you thousands of dollars … Read More Beware super’s penalty zone
There are only two sure ways. Option one: “Use The Force, Luke”. Option two: Don’t invest. Sadly, precious few of us have completed any formal Jedi training with Obi-Wan Kenobi … Read More “The share market’s slump since late 2007 has been punctuated by company failures. How do investors avoid getting stung by these?”
Trick question Gen X: “What’s your most valuable asset?” The standard answers are predictable – car, home, shares or super. My mate, Simon, includes his 80s superhero comic collection. Seriously. … Read More “Protecting your assets is just as important as trying to increase them. What should people do to keep hold of their hard-earned gains?”
PORTFOLIO POINT: Exclusive: DIY fund trustees … Memo to Australia’s politicians: The proof is out. Self-managed super fund trustees are no bunch of uneducated or lazy cash hoarders. They know … Read More Exclusive: DIY investors sitting in the sweet spot
Amid the hail of economic gunfire, it will be little comfort to some Australians that some sunshine is trying to poke through. Banks are, selectively, lending again. Australia’s stockmarket is … Read More Debt agreement could be better than bankruptcy
Australia’s obsession with property clearly has more power and passion (and longevity) than Peter Garrett’s opposition to uranium. But is it still the “great Australian dream”? That is so ’60s … Read More ““The great Australian dream of home ownership has become tougher in the past decade, but a house is still one of the best building blocks for financial security. How can your family home be used to grow your wealth”
Like sex, if you find tax time scary or boring, then you’re not doing it right. A Gen Xer’s life is hectic. For some, it is long working hours and … Read More ““Tax time is scary for some, painfully boring for others, and brings the joy of a small financial windfall to many. How should we approach our tax returns?””
PORTFOLIO POINT: How can you assure an income stream above the government age pension for life? With an annuity. And they’re back on the agenda. Superannuation annuities became as popular … Read More Annuities big comeback?
A lot of people under 35 will unthinkingly answer the following question in the affirmative. Can you really cure Friday night’s hangover by going out and drinking hard enough on … Read More Can we afford debt hangover?
PORTFOLIO POINT: Were you too scared to take off the hedging safety harness last year? There was a big bang reward for those who were unhedged. Unlike most other investment … Read More To hedge or not to hedge