PORTFOLIO POINT: Don’t just think that switching to pension is flicking a switch. You need strategy to back it up. Here are some more areas to consider when starting a … Read More Super pensions not set-and-forget
“A new financial year is about to tick over. What areas do you think will deliver the best investment returns?”
Pulling out the crystal ball, hey? “Danger Will Robinson!” I hate one-year predictions. Hero? Or zero? That said … here are my punts. Shares: With shares stagnant at levels of … Read More “A new financial year is about to tick over. What areas do you think will deliver the best investment returns?”
Super pension strategies
PORTFOLIO POINT: The benefits of having your SMSF in pension mode go way beyond finally taking a tax-advantaged income stream. It should influence how you invest. Drawing a pension from … Read More Super pension strategies
“The superannuation rules are changing again next month, so should you be putting more money into super?”
“GIDDYUP!” Don’t be alarmed. That’s just me mounting one of my hobby horses. Listen up Xers, because a superannuation hand grenade was tossed directly at us in 2009. The old … Read More “The superannuation rules are changing again next month, so should you be putting more money into super?”
To eat the seed of the money tree, delay, man
God has the Anti-Christ. Superman has Lex Luthor. Roadrunner has Wile E Coyote. Julia Gillard has Kevin Rudd. Shane Warne has mobile phones. Hippies have Debt Man. Yes, a Hippie’s … Read More To eat the seed of the money tree, delay, man
“Our national credit card debt is almost $50 billion, and we’re paying interest on $36 billion. How do we cut it?”
Is that all? Just the $36 billion? Come on Australia! My out-of-control, credit-card addict, Grandma owes nearly a quarter of that herself. Seriously! Are the rest of you really even … Read More “Our national credit card debt is almost $50 billion, and we’re paying interest on $36 billion. How do we cut it?”
Leave the comfort zone
PORTFOLIO POINT: Loaded up on Australian shares and cash in your SMSF? As a trustee, you’re not alone. But take a peek at what you’ve been missing out on. It … Read More Leave the comfort zone
“Financial planners often talk about risk profiles. What are they on about, and how do I measure mine?”
Got any daredevil in you? A little bit Evel Knievel, flying high on motorbikes? Or would you feel more at home in the engineering department at Volvo during their 80s … Read More “Financial planners often talk about risk profiles. What are they on about, and how do I measure mine?”
Pollies behaving badly
I think our federal politicians want some attention. So now they’ve got mine, long enough to say: “Toughen up princesses!” A report about politicians, by politicians, issued this week said … Read More Pollies behaving badly
Super’s eight point checklist
PORTFOLIO POINT: June 30 is fast approaching. But you’ve still got time left to maximise your superannuation entitlements. Aaargh! It’s the end of May! Grand final time for superannuation. Starting … Read More Super’s eight point checklist